Which is a good automatic account distribution system?

Which is a good automatic account distribution system ? Many platform enterprises involving multi-party account sharing , All want to use the automatic account distribution system , Automatically divide the revenue of each order in proportion , Solve the heavy workload of manual account distribution 、 Low efficiency and regulatory compliance , So which is a good automatic account distribution system ?

One 、 Bank

The advantage of the bank's automatic account distribution system lies in , First, it can generate capital precipitation income , A certain service fee subsidy can be given based on the platform transaction and capital settlement cycle ; Second, the input of funds is flexible , Allow the platform to connect to the original payment channel 、 Support transfer deposit method ; Third, the bank automatic account distribution system is easier to gain the trust of users and platform partners , Build transaction trust . But it is not easy to connect with the automatic account distribution system of the bank , First （1） Because banks mainly focus on the amount of capital deposition , Therefore, the threshold for platform access is particularly high , Many banks require more than 10 million transactions per month , For many small and medium-sized enterprises, this is no different from “ Refuse ”;（2） The process of docking with banks is very long , Due diligence within the bank 、 Project approval 、 Cumbersome procedures such as account opening will lead to a particularly long implementation cycle ;（3） Most of the automatic account distribution systems of banks are not developed by themselves , Therefore, the technical service capacity is relatively limited .

Two 、 Third party payment company

The automatic account distribution system of the third-party payment company is based on the payment and settlement of the licensed institution , Can prevent “ Second Qing Dynasty ” risk , Enhance the core competitiveness of the platform , Let the platform business meet the regulatory requirements , At the same time, it also has the advantages of flexible access and high efficiency . But it also has some disadvantages , Such as （1） The payment must be made through the channels designated by the payment company ;（2） The deposit method does not support offline transfer ;（3）app、H5 Native payment is not supported in this environment ;（4） There is no capital deposit income in the reserve account .

3、 ... and 、 Sub account technical service provider

There are also many account sharing technology service providers in the market , We use MallBook For example , With banks and third-party payment companies, it has created a number of automatic account distribution systems , Such as E Zhang Tong 、E Liquidation, etc , It can match banks or payment companies according to the actual needs of the platform . We all know , Any cooperation is based on the mode of mutual benefit and win-win , If the transaction volume of platform enterprises is insufficient , It's hard to get into the eye of the bank , However, it can optimize the access threshold for the platform , And it integrates the access flexibility of banks and payment companies 、 Efficient approval 、 The deposit is flexible 、 Capital precipitation has advantages such as income and compliance , It can provide better services for the platform .

The automatic account distribution system is designed to provide fund collection and payment for platform enterprises 、 Account management 、 Integrated solutions such as capital compliance , Help the platform meet the requirements of market regulation , avoid “ Second Qing Dynasty ” risk , Legally 、 Under the premise of compliance , Help the platform optimize taxation , Save financial costs , Automatically 、 Effectively manage transactions and accounts across the platform . Now , With the upgrading of digitalization in the general environment , The changing business needs of the platform , The market demand for automatic account distribution system is also growing . Which is a good automatic account distribution system ? In fact, each has its own advantages , Connect to the automatic account distribution system as soon as possible in combination with the platform's own situation , In order to help the business accelerate into the fast lane as soon as possible .