What if Alipay is controlled by risk for 7 days? Payment solution

When using Alipay for transfer or batch transfer , There will be restricted transfers （ As shown in the figure below ）. But in the past, it was used normally without any prompt , And there is no business violation , Why is there such a restricted transfer problem ？

Judging from the present situation , All issues related to capital security involve risk control , Financial level risk control often has multiple dimensions . In recent years , WeChat 、 Alipay has become an illegal business for many criminals , Such as gambling 、 Run the core channel of grading , telecommunication fraud 、 Financial fraud is common . therefore , The state needs Alipay and other financial institutions to strengthen control . But under such strict control ,“ Better kill by mistake , Don't let go of ” The phenomenon of .

When the official risk control dimension of Alipay is triggered or accidentally triggered , Generally, Alipay is frozen 3 God 、7 God 、15 Different days , Many of them are serious 1 Years and even 3 There are also , According to the amount of funds and risk control identification level , Make different punitive decisions .

Using the official capacity of Alipay can solve the above problems to a certain extent .

The following figure is an example of a specific usage scenario ：

The core is to make use of the capital payment capacity of Alipay's open platform API, The core involves alipay.fund.trans.uni.

among , New query interface alipay.fund.trans.common.query You can query the transfer documents generated by the old transfer interface , Old query interfaces in the past alipay.fund.trans.order.query The transfer document generated by the new transfer interface cannot be queried .

Product design , Ensure the uniqueness of merchant id

During the access process ,out_biz_no Corresponding merchant unique number , Ensure that each payment initiated API Uniqueness of the call . This uniqueness , It can be compared with existing business systems , As reflected 、 Of the list to be transferred ID Association . Ensure that the flow is strongly related to the business , Facilitate business reconciliation .