How do people over 40 allocate annuity insurance? Which product is more suitable?

40 How to allocate annuity insurance for people in their teens ？ Which product is more suitable ？

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Take the answer 1：

Hello! ,

1、 Medical insurance , Medical insurance is a supplement to medical insurance , Expenses that cannot be reimbursed by basic medical insurance can be reimbursed ,40 People in their teens or so take out a million dollar medical insurance , Usually a few hundred dollars can buy millions of insurance amount , Because the medical insurance coverage is one-year , Therefore, the insured chooses to guarantee the renewal of medical insurance , As you get older , Health problems will not affect the renewal of insurance .

2、 Serious illness or cancer insurance ,40 People around the age of are at high risk of disease , Many serious diseases prone to high incidence often occur in 40 To 70 Between the ages of , Therefore, it is necessary to allocate a serious illness insurance , Because serious illness insurance is a payment insurance product , Once the agreed disease is confirmed , You can pay a sum of money according to the contract , Unrestricted use , But if the physical condition cannot pass the health notification , Only second best choice is cancer insurance , The health information of cancer prevention insurance will be more relaxed , People with chronic diseases can still buy them .

3、 accident insurance ,40 People around the age of are just the main source of family income , In the prime of life , Need to work outside , Therefore, the unexpected risk is relatively high , Configure a comprehensive accident insurance , Including ordinary accident and traffic accident protection , With accidental medical treatment , It can solve the losses caused by unexpected risks .

4、 Life insurance , The protection of life insurance is death or total disability , Once the family's main source of income is cut off , There is a sum of money paid by life insurance , So as not to cause the family to shut down .

5、 Annuity insurance ,40 People around the age of , There are still years to retire 10 many years , If we consider that the future pension has a high quality , On the premise of having a certain economic capacity , It is also possible to purchase an annuity insurance .

If necessary, you can add my wechat , I will use the most professional knowledge to help you choose the right insurance , Don't step on a hole ！

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