Chapter V - Fund professional ethics

The fifth chapter Fund professional ethics

One Ethics and professional ethics

1、 moral

Definition

  It's a social ideology , It is determined and formed by a certain social and economic foundation , So right and wrong 、 Good and evil 、 Beauty and ugliness 、 Justice and evil 、 Justice and partiality 、 Honesty and hypocrisy are the evaluation criteria , Rely on public opinion 、 Constraints such as traditional customs and inner beliefs , Realize the adjustment between people 、 The sum total of the behavioral norms of the relationship between people and society 

features

             Difference 
             inheritance 
             Binding 
             Concreteness 

The connection and difference between morality and law

             contact 
                （1） In different forms 
                （2） The content structure is different 
                （3） The adjustment range is different 
                （4） Adjustment means are different 
             difference 
                （1） Consistent purpose 
                （2） Cross content 
                （3） Complementary functions 
                （4） Promote each other 

2、 The professional ethics （ Professional ethics ）

Concept

             It is a special expression of general social morality in professional activities and professional relations , It is the sum total of moral norms that are closely related to people's professional behavior and meet the requirements of professional characteristics 

features

             specific characteristics 
             inheritance 
             Normative 
             Concreteness 

effect

            1． Professional relationship adjustment 
            2． Improve professional quality 
            3． Promote industry development 

Two Fund professional ethics

1、 Compliance with laws and regulations

meaning

             It means that fund practitioners should not only abide by national laws 、 Administrative regulations and departmental rules , It shall also abide by the self-discipline rules related to the fund industry and various management norms of its affiliated institutions , And cooperate with the supervision of the fund regulator 

Purpose

             Avoid fund practitioners from committing or participating in illegal acts by themselves , Or provide help for others' illegal behaviors 

The basic requirements

            1． be familiar with .... Code of conduct 
            2． comply with ... Code of conduct 

2、 Be honest （ The good faith ）

meaning

             honest 
                 Words and deeds are consistent with inner thoughts , Don't cheat 、 No concealment of fraud , Be honest 、 tell the truth 、 Do the honest thing 
             Keep promise 
                 Keep your promise , Trust 、 Pay attention to credit 、 Keep your word 
             The good faith 
                 It is the basic criterion for adjusting various social interpersonal relationships 

The basic requirements

            1． Do not deceive customers 
            2． Insider trading and market manipulation are prohibited 
            3． No unfair competition 

3、 Professional and prudent

meaning

             It refers to that fund practitioners should have the professional skills appropriate to their practice activities , They should have the necessary professional knowledge and skills to engage in relevant activities , And maintain and improve professional competence , Conduct business diligently and prudently , Improve risk management capabilities , Do not do anything that deviates from professional competence 

The basic requirements

            1． Work with certificate 
            2． Continuous learning 
            3． Carry out professional activities prudently 

4、 Customer first

meaning

             The fund practitioners' practice activities shall proceed from the fundamental interests of investors 

The basic requirements

            1． Customer interests first 
            2． Treat customers fairly 

5、 Loyal and responsible

meaning

             loyal 
                 It means that fund practitioners should be faithful to their institutions , Avoid conflicts of interest with your organization , Do not harm the interests of the organization 
             Conscientious 
                 It means that fund practitioners should treat the work of their institutions with the same prudence and attention as they treat their own affairs , be conscientious and responsible 

The basic requirements

            1． Honesty and justice 
            2． Loyalty and dedication 

6、 keep a secret

meaning

             It means that fund practitioners shall not disclose or disclose the information conveyed to them by clients, affiliated institutions or relevant fund institutions , Unless the information involves illegal activities of customers or potential customers , Or information required to be disclosed by law , Or customers or potential customers allow this information to be disclosed 

Confidential information

     （1） Trade secret 
           Not known to the public 、 Can bring economic benefits 、 Technical information and business information that are practical and subject to confidentiality measures 
     （2） Customer information 
               Refers to the customer's personal data , Including the customer's personal ID card information 、 Mobile number 、 Family member information 、 Financial situation 、 Investment demand, etc 
     （3） Inside information 
            It refers to important non-public information that will affect the price of securities 

The basic requirements

            （1） It shall be properly kept and strictly kept confidential , Do not disclose customer data and transaction information without permission , And whether during or after the employment , Shall not disclose any customer information and transaction information .
            （2） It is not allowed to disclose the information of the relevant parties and the business secrets of the affiliated institutions learned in the practice activities , It is not allowed to seek illegitimate interests for itself or others .
            （3） It is not allowed to disclose the inside information learned in the practice activities .

3、 ... and Fund professional ethics education and upbringing

1、 education

meaning

             It refers to the power beyond the educatee himself , Regulate their professional behavior 、 The core content of professional ethics, such as professional obligations and responsibilities 

Content

            1． To cultivate ... Fund professional ethics 
            2． instill ... Fund professional ethics 

The way

            1． Pre job professional ethics education 
                 Pre job education is mainly completed through vocational qualification examination 
            2． Post professional ethics education 
                 It refers to the employment of fund employees , Continuing education on their professional ability and professional ethics . Post education is mainly completed through on-the-job training 
            3． Self discipline of the fund industry association 
            4． Establish typical fund professional ethics 
            5． All sectors of society continue to supervise 

2、 Culture

meaning

             It refers to the fund practitioners' self-learning through initiative and self-awareness 、 Self transformation 、 self-improvement , Internalize the external professional behavior norms of fund professional ethics into internal professional ethics emotions 、 Cognition and belief , Make oneself form better professional ethics quality and reach a certain professional ethics realm .

Method

            1． Correctly establish the concept of fund professional ethics 
            2． Deeply understand the professional ethics of the Fund 
            3． Actively participate in fund professional ethics practice