Hubble database x a joint-stock commercial bank: upgrade the number management system of Guanzi, so that every RMB has an "ID card"

The issuance of RMB covers a wide range of areas 、 Deep service level , Pull one hair and move the whole body . In view of various problems existing during the issuance of RMB , The people's Bank of China has requested that the full amount of cash paid by banking financial institutions and the crown number can be inquired . According to the regulations of the people's Bank of China , The RMB prefix number shall be kept for at least three months . since 2014 From the year onwards , Banking financial institutions can no longer deposit their cash to the people's Bank of China without clearing it .

A joint-stock commercial bank At present, the bank's crown size data is stored in Hbase in , And through Phoenix Provided JDBC Interface , Provide external query services , At present, there will be long response time in the process of project query , There are even cases of transaction failure , Affect business handling .

With the accumulation of time and the access of remote branch data , Data volume increases gradually , The original plan is to save the data according to the data requirements of the people's Bank of China 3 Months , But later changed to save 1 year , At present, there are about ten million pieces of data every day ,1 The annual total is about hundreds of millions of data , The existing architecture is difficult to support . According to the blue standard demand increased by the people's Bank of China ,2017 In, a new query scenario was added to the crown system , Including the combination query of various conditions , For example, you can query the crown number by business serial number .

How to respond to the requirements of the people's Bank of China on the management of cash crown number of commercial banks , Effectively control the risk of counterfeit currency circulation ？ In this regard, it is necessary to establish a system that is conducive to improving the sorting quality 、 Increase of efficiency 、 Reduce the cost of management to achieve full clearing .

Hubble Database RMB prefix number

Management system upgrade solution

The RMB crown number information management system is mainly designed to meet the regulatory requirements of the people's Bank of China for the centralized storage and query of cash crown number data , To provide evidence proof and responsibility determination means for bank branches involved in counterfeit currency disputes , To reduce disputes over counterfeit banknotes , Improve the credibility of banks . According to regulatory requirements , The cash crown number information management system is planned to be deployed in all cash institutions of the bank .

Consider future business development needs , Bank's business department's expected date prefix 3000 Ten thousand , Query response time 10 second , System reservation 100 Days of data .

System architecture ： The platform based on distributed database engine technology is used to realize the centralized storage and query of crown size data .

comprehensive 、 Quickly identify 、 Extract and store RMB characteristic data during business processing , For the cash flow data in the process , It can be counted by counting money 、 Mixed point authentication 、ATM Sort and search by category 、 Summary and Statistics , Form the most basic classification information of circulating RMB , Thus, a multi-layer networked data sharing resource is constructed .

Data processing flow chart

The branch's crown size regularly passes the crown size data through FTP The agreement is uploaded to the head office . The head office's crown size system will record the crown size data regularly every day FSN ZIP A file called HADOOP Interface uploads data to Hadoop Under specified directory .

Hubble Database technology advantages

1

Rely less on stable and perfect snapshot mechanism ;

2

The nodes of the distributed system expand infinitely ;

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And Hadoop The ecosystem is perfectly integrated ;

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data storage 3 copy , Make sure the data is not lost ;

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Data closeness calculation , Reduce data movement ;

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Data transmission optimization improves the interaction performance between clusters ;

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Super performance , millisecond ~ Second response , Supports bulk loading , Improve the speed of importing large amounts of data .

Hubble Database RMB prefix number

Management system upgrade project results

Realize the data collection and storage of cash crown number

01

The system can realize the A Class a cash counter 、 The sorting machine with cash sorting function can collect standardized cash crown size information data , And the collected data will be transmitted and stored on the network .

Collect the crown number data collected by the bank's self-service teller machine system

02

To meet the requirements of centralized storage of crown number data . Through the system, you can realize the online query of the crown number , Solve the backup of the crown number of savings outlets 、 Upload 、 Inquiry and so on , Better improve the requirements of financial business in terms of security management .

Realize the intranet query of cash crown number data line

03

The business personnel can realize the online query of the collected crown number data through the system , It can carry out precise and fuzzy query on data , Search and query according to the designated suspicious prefix number in RMB and track it online , Realize the dynamic monitoring and management of suspicious currency at the counters of bank outlets . Once a suspicious coin is found , It can automatically realize monitoring according to the characteristic data of suspicious currency issued by the people's Bank of China , Send real-time alarm , Provide evidence proof and responsibility identification means for institutions and customers involved in counterfeit currency disputes .

Improve the statistical level of cash clearing workload

04

Statistics can be made on the cash clearing status of affiliated institutions according to the classification of query authority , It is convenient for the branch management department to master the cash operation of each institution , Improve the cash operation level .

Establish an online database for RMB crown number information retrieval

05

Through the identification of the crown number of banknotes 、 Extract and upload , Establish an online database for RMB crown number information retrieval , The online RMB cash information can be tracked and controlled online , Effective tracing of counterfeit money , Settle disputes over counterfeit money , At the same time, it has the functions of large capacity storage and big data analysis and processing , Mining the potential value of data .

The new upgrade of the crown number system of the cash counter , Further improved the retention of transaction note information in the system 、 Recourse , Refine the working system of commercial banks , Improved the prevention of counterfeit banknotes in cash management , At the same time, it can also provide technical support for the public security organs to crack banknote fraud cases .

The operation of the crown number management system , So that each RMB has its own “ Id card ”, Whenever there is a dispute over counterfeit money , You can enter the system for query , According to the prefix size of each note , Query the corresponding transaction , Make it clear to customers , So as to successfully solve the problem of counterfeit money disputes .