CLP information - financial standardization "14th five year plan" highlights data security

Policy trend

Financial standardization “ the 14th Five-Year Plan ” The development plan highlights data security

In recent days, , The people's Bank of China and the State Administration of market supervision 、 Silver circ 、 Jointly issued by CSRC 《 Financial standardization “ the 14th Five-Year Plan ” development planning 》, It points out that we should strengthen the protection of financial network security standards , Improve the network security and data security standard system of the financial industry , Establish and improve the standard system for the protection of key information infrastructure in the financial industry , Support to improve safety protection capability . meanwhile , The plan proposes to strengthen the evaluation of financial network security capability 、 Risk investigation 、 Security defense 、 Management and other standards , Help improve network security threat detection 、 Monitoring and early warning 、 Emergency response 、 Traceability . Promote the evaluation of financial IT outsourcing services 、 Construction of safe operation center of financial institutions 、 Financial data classification 、 Life cycle safety and assessment 、 Supply and implementation of standards for commercial applications .（ Mobile payment network ）

Many local banking and insurance regulatory bureaus delineated 2022 Focus of work in

In recent days, , Many local banking and insurance regulatory bureaus held meetings to delineate 2022 Focus of work in .2022 In, the local banking and Insurance Regulatory Bureau will focus on supporting private small and micro enterprises 、 Regional major projects and important industries , Promote a virtuous cycle of the national economy , Help regional development and serve the real economy . meanwhile , Focus on preventing and resolving financial risks , Disposal of high-risk institutions 、 Prevent disorderly expansion of capital , And real estate financial supervision will be 2022 The focus of local risk prevention in . Besides , Around the provincial Associated Press 、 Small and medium-sized banks and other key areas , Financial reform and opening up will also continue to deepen .（ Economic reference ）

Industry trends

The two sessions focus on scientific and technological innovation

The local two sessions are in progress , Many government work reports frequently mention scientific and technological innovation . Beijing 、 anhui 、 Hubei, etc 23 A province （ District 、 City ） Put scientific and technological innovation in the front of key work 3 position . meanwhile , All localities are also planning industrial transformation and upgrading , among , Intelligent manufacturing 、 Modern service industry 、 Digital economy has become the focus . New energy vehicle 、 Green smart appliances 、 Green building materials frequently appear in the documents of the NPC and CPPCC sessions . Inner Mongolia 、 liaoning 、 jiangxi 、 guangxi 、 yunnan 、 Shaanxi and other places clearly put forward , Promote the consumption of new energy vehicles , Promote smart appliances 、 Green building materials and other products go to the countryside .（ xinhua ）

Release of guidelines for energy consumption optimization in key areas of high energy consuming industries

recently , National Development and Reform Commission 、 Ministry of industry 、 Ministry of ecological environment 、 Jointly issued by the National Energy Administration 《 Guidelines for the implementation of energy conservation, carbon reduction, transformation and upgrading in key areas of high energy consuming industries （2022 Edition of ）》, Yes 17 The energy conservation, carbon reduction, transformation and upgrading of industries put forward the work direction and objectives . Emphasize the need to strengthen technical research , Using scientific and technological innovation resources to promote the green common key technology of energy conservation, pollution reduction and carbon reduction 、 Leading edge technology and relevant facilities and equipment . Promote backbone enterprises whose energy efficiency has reached or approached the benchmark level , Adopt advanced cutting-edge technology and equipment to plan and build demonstration projects , Leading the high quality development of the industry .（ China Energy Network ）

Seven departments issued documents to promote green consumption Vigorously promote new energy vehicles

National development and reform commission 、 The Ministry of Commerce and other seven departments have officially issued 《 Implementation plan for promoting green consumption 》. In vigorously developing green transportation consumption , It is proposed to vigorously promote new energy vehicles , Gradually abolish the restrictions on the purchase of new energy vehicles in various places , Promote the implementation of travel exemption and restriction 、 Supporting policies such as right of way , Strengthen charging and changing electricity 、 New energy storage 、 Hydrogenation and other supporting infrastructure construction , Actively promote the use of vehicles and ships LNG Development . Vigorously promote the electrification of vehicles in the public domain , Improve urban public transport 、 lease （ Including online car Hailing ）、 Sanitation 、 Urban logistics distribution 、 Postal Express 、 The application proportion of new energy vehicles such as civil aviation airports and the official fields of Party and government organs .( Industrial Network ）

Chongqing released financial “ the 14th Five-Year Plan ” planning , A large number of cross-border opportunities are coming

In recent days, , Issued by Chongqing municipal government 《 Chongqing financial reform and development “ the 14th Five-Year Plan ” planning （2021—2025 year ）》, Many articles involve cross-border finance . Include ： Expand the application of non cash payment , Facilitate cross-border payment of current account transactions , Explore and develop financial integrated circuits （IC） Card and mobile financial technology and business innovation ; Establish a management system for local and foreign currency accounts , We will improve the management policy for cross-border capital pools in local and foreign currencies ; Explore a more convenient cross-border financial management system for fund receipt and payment , Innovating the implementation path of capital account convertibility ; Explore the free trade account 、 Overseas account 、 Domestic account interworking mechanism , Innovate the cross-border payment mode in local currency under the capital account , We will encourage financial institutions to carry out a pilot project of separate accounting , Promote the integration of domestic securities investment channels for overseas institutional investors , Actively explore the two-way opening of capital accounts .（ China Economic News Network ）

KPMG ：2021 Global finance and technology financing 2100 Billion dollars

KPMG recently released 《 The pulse of fintech 》（Pulse of Fintech） According to the report ,2021 In, the global financial technology industry accumulated financing 2100 Billion dollars , Covering blockchain 、 Fortune Technology 、 Network security and other fields . Key trends include ： The encryption and blockchain industry is developing rapidly , Global investment has increased to 300 Billion dollars ; More and more attention has been paid to the optimization of core banking business ; Data connection and data analysis have become new market hotspots ;“ Buy first and pay later ” There are many large cross regional transactions in the industry ; Private equity investment in the financial technology industry is more than twice the previous high .（KPMG)

International vision

Bank for International Settlements ：CBDC、DeFi Will become 2022 Focus of work in

In recent days, , Bank for International Settlements （BIS） The Innovation Center announced that it would launch several projects in the new year , Covering the central bank's digital currency （CBDC）、 Next generation payment system 、 Decentralized Finance （DeFi）、 Green Finance 、 Regulatory Technology 、 Network security projects and other fields . among , Central bank digital currency （CBDC） It is still the key direction of the experimental exploration of the innovation center . What has been carried out in the innovation center 17 Of the projects , Yes 13 One and CBDC relevant .（ Weiyang.com ）

Singapore's financial management department has made a new deal , Strengthen the security of Digital Banking

In view of the recent large number of SMS phishing scams against bank customers , Monetary authority of Singapore （MAS） And the Singapore Banking Association （ABS） Recently announced a series of additional measures , Strengthen the security of digital banking services . Include ： Delete clickable links in emails or text messages sent to retail customers ; By default , The threshold value for sending funds transfer transaction notification to customers is set to 100 USD or less ; Delay at least... Before activating a new software token on the mobile device 12 Hours ; Whenever there is a request to change a customer's mobile phone number or email address , Send a notification to an existing mobile number or email registered with the bank ; Additional safeguards , For example, the cooling off period before the implementation of key account change requests such as customer key contact information ; A dedicated and well resourced customer assistance team prioritizes feedback on potential fraud cases ; More frequent fraud education alerts .（ Weiyang.com ）

Expert opinion

It was held recently “2022 Digital Economy Summit Forum ” On , CPPCC national committee member 、 Researcher of the financial research center of the Counselor Office of the State Council 、 Former deputy party secretary of CIRC 、 Vice chairman zhouyanli mentioned , Data as follow on capital 、 land 、 Labour 、 The fifth production factor of Technology , Has become the most characteristic factor of production in the information age . Data is productivity , We should rise to the height of production relations to solve the problem of data confirmation , It must be institutionalized 、 From the perspective of legalization, it provides institutional guarantee for the production of data elements . First, we should make a deep study on the distinction between data and information , Explore and practice the path of personal information portability , Build a data exercise platform and application ; Second, according to the data security management requirements of classification , Strengthen the construction of network security standard system ; Third, we should do a good job in the protection and utilization of data property rights , Stimulate the value of data production factors ; Fourth, we should increase the research and development of data security technology , Attach great importance to data standards 、 Data quality 、 There are shortcomings in data governance ; Fifth, strengthen the supervision of data authenticity , Strictly investigate and deal with data fraud , Increase familiarity with big data 、 Abuse of face recognition technology 、 Excessive demands for authority and other disorderly supervision , Strictly investigate and deal with data monopoly , Eliminate the low transparency of data processing 、 High revenue and low cost of platform data , Algorithmic conspiracy and other events , Effectively protect the interests of data related parties .（ Morning Finance ）

stay “2022 Digital Economy Summit Forum ” On , Dean of the National Institute of finance, Tsinghua University 、 Zhu Min, former vice president of the International Monetary Fund, pointed out , At present, we are leaving the information age , Enter the age of intelligence . The information age is characterized by application first , The characteristic of the intelligent age is that data comes first . Data has many advantages , But at the same time, there are strong external dependencies 、 Timeliness and application scenarios , It's about privacy 、 compliance 、 Safety and other risks . therefore , Data as an asset brings a series of challenges . Data capitalization is the next subversive world 、 The most important milestone to promote the development of the times . Promote the capitalization of data , For China's scientific and technological innovation 、 Economic growth and social development are of great significance . Comprehensively promote the capitalization of data , It will help China's economy develop at a high speed , Change the historical track of China's economy .（ Sina ）