How does payment splitting help B2B bulk commodity transactions?

With the deepening of Global trade cooperation and the continuous improvement of informatization , The competition in the traditional trade industry is becoming increasingly fierce , The profit margin gradually shrinks , More and more B2B Commodity traders began to integrate the industrial chain , Extending upstream and downstream , While obtaining upstream and downstream resources , Gradually penetrate all links of the industrial chain , Expand profit space through self built e-commerce platform , Create value-added opportunities , Gradually began to play the role of industrial chain manager .

stay B2B Commodity trading , There are many kinds of products involved , It is generally divided into the following four categories ： Metal products （ Iron and steel 、 gold 、 silver 、 copper 、 Aluminum, etc. ）、 Energy products （ coal 、 Oil, etc ）、 Basic raw materials （ propane 、 Rubber and other chemical raw materials ） And agricultural and sideline products （ corn 、 barley 、 soybean ） wait . Commodity trade usually involves purchasing 、 transport 、 Storage 、 insurance 、 Settlement and sales , There are many kinds of trading instruments , Business transactions are complex . Many bulk commodity trading platforms are accessed through MallBook Payment split , Use its payment and distribution function to realize the rapid development of the industry .

B2B There are three common pain points in commodity trading platforms ：

First, how to realize large amount transactions

Due to the single transaction limit between wechat and Alipay , The single transaction amount of bulk commodities ranges from tens of thousands to hundreds of thousands , Secured transactions are required . Therefore, the platform cannot use wechat and Alipay as payment channels .MallBook Payment Sub Ledger can provide quick payment except wechat and Alipay 、 Gateway payment 、B2B Large amount and other secured transactions , Meet the payment needs of commodity trading scenarios .

The second is how to reduce the tax pressure

Even a small and medium-sized platform , A year's order trading volume may be hundreds of millions of yuan , If this huge amount of money passes through the platform account , The platform side has to pay a large amount of taxes , One can imagine how much tax pressure there is . And by paying Sub Ledger, you can B2B Enterprises provide customized electronic receipts , It can ensure that the fund flow matches the invoice flow , The platform does not need to worry about tax pressure .

Third, capital settlement compliance

After accessing payment Sub Ledger , The transaction funds that generate orders in the platform are no more than the platform account , Instead, it flows into the central bank's regulatory account , There will be no separation from regulation “ Capital pool ”, And the platform party cannot tamper with any fund data , There is no risk of capital transfer , That is, to effectively avoid the crisis of the second Qing Dynasty , Make capital settlement legal .

in addition to , Payment splitting can also automatically split transaction orders , The traditional manual statistical reconciliation has been replaced by the system intelligent ledger , Change the inefficiency of sub ledger reconciliation , Reduce financial cost and financial work pressure . And business data can be saved in association , For different account themes and scenarios , Make clear financial data presentation . Data precipitation can play two roles , First, the platform's purchase and sales decisions are supported by data , Instead of relying on the market to make judgments and decisions , Second, these large amounts of real transaction data can help the platform obtain more financial services .

Sum up , Payment sharing can help B2B The bulk commodity trading platform has opened up all links , Improve transaction management efficiency . In the post epidemic era , The purchase and sales of bulk commodities are still developing steadily , I believe that with the help of Intelligent Technology , It can accelerate the transformation and development of its business .