What are the 6% annualized products?

Annualized 6% What are your products ？

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Take the answer 1：

At present, it can be realized in the market 6% There are still many ways of financing the annual yield , But I don't know the risk preference and tolerance of this netizen , Because it can achieve 6% Financial products with annualized income are generally not guaranteed 100% The safety of the .

1、 Stocks

If you buy stocks , This netizen has a chance to get 6% Yield of . But the stock market fluctuates 、 change unpredictably , If you are a beginner , It is not suitable to bring hundreds of thousands of yuan into the arena .
2、 fund

According to the different investors , Funds can be divided into monetary funds 、 Bond funds 、 Stock funds and index funds . The annualized returns of monetary funds and bond funds are generally less than 6% Of , Stock fund 、 Index funds have opportunities , But because their investment objects are relatively high risk , So like stocks , Not suitable for junior players .


3、P2P

P2P The annualization of a one-year project can generally reach 10%, So invest P2P It can be achieved 6% Revenue target . And investment stocks 、 Like a fund , investment P2P Also facing the problem of risk .

at present , Many arguments will P2P Financial instruments classified as medium risk . Actually ,P2P The degree of risk is not easy to define , This is because its risk is closely related to the platform , If the platform is stable, the principal income of investors can be guaranteed , If the platform is unstable, investors may suffer losses .


4、 Bank financing

The average yield of bank financial products is roughly 4% Up and down , But specific to individual financial products , The income reaches 6% It's also very common . So this netizen can achieve the income goal by buying bank financial products .

When purchasing bank financial products, we should also consider the risk . Influenced by regulatory policies , Now many bank financial products no longer promise to guarantee principal and income . There have also been two cases of investors losing money when buying bank financial management . however , Overall speaking , The security of purchasing bank financial management is quite high , Non stock 、P2P Equicomparable .

5、 trust

The average income of trust products is roughly 8% Up and down , It can also meet the income needs of this netizen . however , According to the netizen's description , He has only a few hundred thousand spare money , But the purchase threshold of trust is generally 100 All the , So he may not be able to participate in the purchase of trust products .

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