Is it safe to buy pension insurance online? Is there a policy?

Is it safe to buy pension insurance online ？ Is there a policy ？

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Take the answer 1：

【1】 platform ： We need to know , Whether it is reliable to buy insurance online depends on whether the insurance platform we choose is formal . In addition to the official websites of major insurance companies , There are also some consignment platforms , As for whether it is formal , We can open the platform details page , Check whether there is any approval from the China Banking and Insurance Regulatory Commission , That is, whether it has a national insurance brokerage license . In addition, we can also log in to the official website of China Banking and Insurance Regulatory Commission for inquiry .



【2】 product ： In fact, almost all the insurance sales platforms on the market have been approved , So no matter which platform we are applying for insurance , Eventually, an electronic insurance policy will be generated , Specific legal effects , It can be protected by the state like a paper policy .

however , The validity of the insurance policy and the final settlement of the claim are two different things , This requires us to be familiar with the guidelines for insurance and pit avoidance , Coverage of insurance products 、 Exemption clause 、 Hesitation period 、 Waiting period, etc , And compare it with other similar insurance in the market , Only in this way can we choose high cost performance , And it reduces the difficulty of claim settlement .

in general , There is no labor cost to buy insurance online , So there will be some advantages in price , Can save us some money . But insurance is a relatively professional industry , Some of the clauses are more complicated , Because there is no detailed introduction from the salesman , So for people who don't know much about insurance , All kinds of problems are easy to occur , Bring hidden danger to insurance .

In principle, , We are not recommended to buy insurance at will , Insurance has certain particularity , The insurance applicable to everyone in every family is different , It is recommended to choose to buy insurance after detailed consultation ！ If necessary, you can add my wechat , I will use the most professional knowledge to help you choose the right insurance , Don't step on a hole ！

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