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Summary after reading "poor dad and rich dad"
2022-07-26 01:46:00 【UlricaQ】
Chapter one :
- The poor and the middle class work for money , And money works for the rich .
- Stop blaming me , Don't think it's my problem , If you think it's my problem , You will want to change me ; If you think the problem is with you , You will change yourself , Learn some knowledge to make yourself smarter .
- If you pay every day 200 element , Let you build the wheel again , Or I won't give you a penny every day , Even let you go backwards , But you can learn a lot here and make money . Which one would you choose ?
Chapter two :
- What matters is not how much money you make , It's how much money you can keep .
- If you want to build the Empire State Building , The first thing you have to do is dig a deep hole , Firm the foundation , If you just want to build a cabin in the suburbs , You just need concrete 15 Cm foundation is enough . Most people in “ Strive ” When getting rich , Always trying to 15 Build a building on cm thick concrete . Only knowledge can solve problems and create wealth , Money that is not earned by financial knowledge will not last .
- The rich get assets , And the poor and the middle class get into debt , But what is more sad is that they think those liabilities are assets .
- 80% The financial statements of my family show a picture of hard work , The picture of striving to be first , However, their efforts have been wasted . Because those liabilities that are considered assets .
- When did your financial thinking begin ?
The third chapter :
- What the rich care about is assets , Others are concerned about income
- What are assets , What is debt ? What you are spending now is to get assets , Still got the debt ?
- Do most people in your circle spend their lives working for others , In the end, I got nothing ?
- When I want to resign , What factors are I thinking about . And these factors , Is it because of fear , Or liabilities .
Chapter four :
- Whenever people want to punish the rich , The rich will not wait to die , But to fight back . They have money, ability and determination to change the situation . They will never sit idly by , Automatically pay high taxes .
- Employees earn money 、 tax , And live on the rest of the money ; Enterprises make money 、 Spend money , And only pay taxes for the rest of the money .
- Those who rob the rich and help the poor are thieves .
- Those who suffer losses must be ignorant .
The fifth chapter :
- in real life , People often rely on courage rather than wisdom to get a leading position .
- Old ideas are the biggest debt borne by people struggling on the poverty line .
- Usually those stick “ Safety labels ” Your investment has been risk treated by others , They are so safe that the rewards are pitiful .
- If you know what you are going to do , That's not gambling , If you put money into a deal and just pray , This is gambling .
- Good opportunities are seen with your brain, not your eyes
Chapter six :
- The word work is better than bankruptcy .
- The world is full of talented poor people . In many cases , They are poor 、 Financial difficulties or can only earn less than their due salary , Not because they are not knowledgeable enough , But because they lack another skill beyond knowledge .
- Giving money is the secret for those very rich families to remain rich .
Chapter vii.
- I have never met a golfer who has never missed a goal , I have never seen a lover who has never been sad , I have never seen a rich man who never loses money . Failure is more frustrating and more courageous for the rich , And for the poor, it's never recovered . The main difference between the two is the way they deal with fear .
- “ I can't afford ” The sadness and helplessness brought by it will disappoint people 、 Dull to the point of depression .“ How can I afford ” It opens the door to happiness and dreams full of possibilities .
- If I learn to pay myself first , Then pay others , Then I will be stronger financially . And if I always pay others first , You will become weaker and weaker .
Chapter viii.
- There is no strong reason and purpose , Everything will become very difficult .
- From the perspective of financial management , Every penny we earn , If you get a choice, you will become rich , The poor , Or opportunities for the middle class .
- 90% People will buy TV sets , Only about 10% Of talents will buy books on business and investment
- We know that there are many highly educated people or people who think they are very smart , Their balance sheets are in a mess
- The easy road tends to get harder and harder , And the hard road tends to get easier and easier .
- Whether your consumption habits reflect the life you want ?
Chapter nine Do you want more ?
- Stop what you are doing
Which of your practices are effective , What is not effective . Doing the same thing and hoping for different results is a sign of delirium , Don't do those invalid things . - Look for new ideas
Go to some new places , Do something new , Let yourself improve in other places . Look at other people's world . - Find someone who has done what you want to do .
If there is no such person around you , Is it time to change your own circle . - Tutorial class , Read books or attend seminars .
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