Baodawei of the people's Chain: break down barriers and establish a global data governance sharing and application platform

2020 year 10 month , Hosted by the people's Network “ People's chain Reputation Evaluation Seminar ” On , Weizhong bank and people's online will jointly build “ People chain ” Achieve strategic cooperation . Depending on the “ People chain ”, Wechat banking integrates the blockchain 、 Artificial intelligence 、 big data 、 Privacy computing and other cutting-edge scientific and technological achievements , Join hands with people online to explore innovative models of financial technology and Inclusive Finance , Promote the construction and development of the data element market , Provide infrastructure for cooperation and mutual trust in the digital economy era .

About “ People chain ” The construction and development achievements of , Weizhong bank blockchain specially invited baodawei, a distinguished expert of the people's Chain Research Institute, to talk about “ People chain ： Global data governance sharing and application ” share .

  “ People chain ” Four construction goals

In recent years , People online implements the people cloud open strategy , Supported by science and Technology , Layout party cloud 、 Party chain business , Push “ Media cloud 、 Service on the chain ”, Comprehensively accelerate the transformation ： News and public opinion data on the cloud , Provide one-stop intelligent public opinion service for enterprises and institutions nationwide ; Cloud on the media technology platform , Provide one-stop media integration services for national media integration units ; Government service, business chain , Provide one-stop media operation services for national financial media units .

As a global data governance sharing and application platform , There are four construction objectives ： The first is to establish a unified identity authentication system , The second is to establish a distributed data processing and data governance system , The third is to build a trusted digital infrastructure , The fourth is to establish an intelligent ecology of data application .

   Problems encountered in the actual construction process

In terms of data privacy protection and data circulation , We have made some positive progress in our work , But in the actual landing process , Also encountered many difficulties .

The first is the problem of data islands . With the rapid development of Internet technology and Industry , Inter agency 、 More and more valuable data is generated among enterprises , But each other's willingness to let data flow does not rise, but falls , One Internet data island after another . For the sake of data security , Government data is across departments 、 There are also coordination problems in inter agency circulation .

The second is data privacy protection . Under the traditional open utilization of data , The aggregated data is circulated to various institutions in the most original way , The data owner may lose the security control over its own data , So they dare not 、 Unwilling to release data , Hindering the flow of data . Blockchain technology can ensure data security , Through privacy computing , Implementing data “ Available not visible ”, Realize data circulation in multiple parties , Promote multi-party collaboration .

   Break down barriers , Build a global data governance sharing and application platform

Whether it is the development of digital economy , Or the construction of social credit system , The top priority is to solve the problems of information barriers and data islands .

People online will do a good job for the scientific and technological innovation ecology from the data source “ Wall breaking machine ”, Coalition government 、 Industry breaks data barriers , Link data islands . Take blockchain as the core technology , Building “ People chain ” Global data governance sharing and application platform , So as to speed up the formation of the national data factor market .

From the perspective of top-level design ,“ People chain ” It will rely on blockchain technology to build “ One chain, three nets ”.“ A chain of ” It is the backbone of the alliance ,“ Triple play ” It takes the backbone chain of the alliance as the core , Access the data governance network in the whole domain 、 Data computing network and data application network . adopt “ One chain, three nets ” and “ Super ID” Digital identity system , Integrate own data 、 Interface data 、 Consensus data and other global data information , Build an intelligent reputation evaluation network . This is different from creating a data sharing query product alone ,“ People chain ” Not the product itself , But as a data consensus mechanism .

It is worth emphasizing that ,“ Super ID” It plays an important role in identity identification and data traceability on the people's chain platform . for example , Enterprises “ Super ID“ yes “ People chain ” Unified identity of platform users . It will be the organization code 、 The unique identification information such as unified credit code is deposited on the blockchain as a unified identification , In subsequent use , Identity information can be verified and confirmed through cryptography .” Super ID“ It can also ensure that every piece of data is authentic and traceable , Implement in any dimension and scenario , Retrospective supervision of global data .

   Three benchmarking platform applications of people's chain

“ People chain ” The overall value of is divided into 4 Dimensions ： The first is to take advantage of the blockchain 、 Artificial intelligence and other cutting-edge technologies , Build a trusted digital infrastructure , Help the development of real economy ; The second is to realize the mutual recognition and circulation of data , Break down data islands and barriers ; The third is to focus on the needs of various industries , Build a service system with data value as the core ; The fourth is to help government governance , Support enterprises to improve quality and efficiency and digital transformation of financial institutions .

Based on the overall value ,“ People chain ” Launched the people's enterprise credit 、 People cloud enterprise 、 Application of the three benchmark platforms of people's inclusive benefit .

Industry and finance service platform —— People's enterprise trust ： Providing online intelligent financial services for small, medium and micro enterprises , Realize enterprise one click authorization 、 One click credit extension of financial institutions . The platform is committed to compliance 、 Based on safety data , break “ Isolated island of data and information ”, Help enterprises increase credit , And integrate the asset side and the capital side , Help the development of Inclusive Finance . At present, a number of financial institutions have settled on the platform .

Big data risk control platform —— People cloud enterprise ： Facing the government 、 Enterprises 、 Financial institutions provide intelligent risk control services , Combined with industry and commerce 、 The judicial 、 Public opinion and other multivariate data , Comprehensively present the current situation of enterprise operation 、 Industry development trend and regional business environment , Realize the timely perception of danger signals and the deployment of response measures in advance .

Inclusive financial platform —— The people are all inclusive ： Created by people's financial services, a subsidiary of people's online , Is an integrated artificial intelligence 、 Biometrics 、 A financial technology service platform with many cutting-edge technologies such as blockchain deposit and certificate . The platform takes blockchain as the underlying technology of data storage and smart contract , It aims to apply smart contracts to all key nodes in the chain , Real time supervision and traceability , Provide detailed security control for the complete transaction process . All core approval operations 、 Original materials such as trade vouchers are backed up by blockchain certificates . People's inclusion can help solve the difficulty of obtaining customers for banks 、 Get your customers , It is difficult for small and medium-sized enterprises to finance 、 Expensive financing and other issues .

As the pioneer of the domestic public opinion industry 、 Service standard setters , In recent years , People online constantly strengthen “ Evaluate technology ” Strategic positioning of , Committed to do the most credible big data application platform , It has become an important force to promote the modernization of national governance system and governance capacity .“ People chain ” Create a global data governance sharing and application platform , Help solve the problems of industry and finance 、 Enterprise risk management and credit financing in the fields of risk control and finance , Promote the improvement of social governance ability .

Weizhong bank from 2015 Deeply cultivate the blockchain , In technological innovation 、 It has leading advantages in industrial application and ecological construction . Hundreds of applications in the open source community are based on FISCO BCOS Research and development , among , Already exceeded 120 There are two applications in use , Covering government affairs 、 Cross border data flow 、 Finance 、 public welfare 、 Medical care 、 Education and other fields .

future , We will continue to work with Weizhong bank , Fully integrate the resources and industry advantages of both sides , Make more contributions to promoting the transformation of data from elements to resources .