How much money have I made by sticking to fixed investment for 3 years?

hello , Hello everyone , I'm Ning Yi , A senior leek .

Recently I heard that the bull market is coming , Some people even say that the bull market has come . I don't know what your friends are like , I have several colleagues and friends around me. Recently, the God of wealth has possessed me , One day I will earn more than 100000 yuan , Sevenoreight thousand , There are even assets that have doubled directly .

It's OK to look at this kind of thing on the Internet at ordinary times , But if it really happens to colleagues and friends around you , It had a great impact on my young mind , I am such a person who doesn't hear about the world at ordinary times. I have become a lemon essence .

What about myself , yes 18 year 1 Fixed investment started in January , Fixed vote 4 Only index funds , Namely

18 In the year , The market is still 3300.3400 Wandering around , Then it vibrates down , Fall through 3000 spot . It seems that my account is green most of the time

from 2018 year 1 Months to now , For two and a half years , Once every two weeks , Every time 4000 Yuan , The amount allocated to each fund is 1000 element . My account has finally turned red with the recent surge , Let's take a look at the fixed investment until now , How much profit have I made in my account

I recorded it in the form

Let's take a look at Shanghai and Shenzhen 300 This fund , from 18 year 1 Fixed investment started in January , Once every two weeks , Every time 1000 element , In the end, the total investment is 66000 element , It's profitable 14216.58 element . Yield 21%

Then there is the Chinese certificate 500, Yield 19%, Medical yield 43%, Media profitability 18%, Does this yield look good

But unfortunately, it is not my actual income , I use it. Python Captured the net value data of these funds on Tiantian fund network , Then simulate the actual fixed investment to calculate , Export these excel data .

# coding: utf-8
from selenium.webdriver.support.ui import WebDriverWait
from selenium import webdriver
from threading import Thread,Lock
import pyquery as pq  # Parse web pages 
import os
import datetime # Time module 
import time
import xlwt # Generate excel

# Processing web data 
datalist = dict()
def getItem(doc):
  for item in doc.items():
    # print("item",item)
    datas = pq.PyQuery(item).find("td").items()
    index = 0
    date = ""
    net = ""
    for data in datas:
      index += 1
      if(index == 1):
        date = data.text()
      elif(index == 2):
        net = data.text()
      else:
        break
      if net:
        datalist[date] = net   

#  Initialization function 
def initSpider():
  path = os.getcwd()
  driver = webdriver.Chrome(executable_path=(path+"/chromedriver"))
  #  GF China Securities media ETF join A (004752) 
  # driver.get("http://fundf10.eastmoney.com/jjjz_004752.html")
  #  The index across Shanghai and Shenzhen stock markets   E Fonda Shanghai and Shenzhen 300ETF join A (110020)
  # driver.get("http://fundf10.eastmoney.com/jjjz_110020.html")
  #  GF medical and health connection A(001180)
  # driver.get("http://fundf10.eastmoney.com/jjjz_001180.html")
  #  personal witness 500 It is the most representative small cap index   Southern China Securities 500ETF join A (160119)
  driver.get("http://fundf10.eastmoney.com/jjjz_160119.html")

  #  find " The next page " Button , You can get the one in front of it label, Is the total number of pages 
  getPage_text = driver.find_element_by_id("pagebar").find_element_by_xpath(
    "div[@class='pagebtns']/label[text()=' The next page ']/preceding-sibling::label[1]").get_attribute("innerHTML")
  #  Get the total number of pages 
  total_page = int("".join(filter(str.isdigit, getPage_text)))
  #  return 
  return (driver,total_page)

#  obtain html Content 
def getData(myrange,driver,lock):
  for x in myrange:
    #  Lock the 
    lock.acquire()
    tonum = driver.find_element_by_id("pagebar").find_element_by_xpath(
      "div[@class='pagebtns']/input[@class='pnum']") #  obtain   Page number text box 
    jumpbtn = driver.find_element_by_id("pagebar").find_element_by_xpath(
      "div[@class='pagebtns']/input[@class='pgo']") #  Jump to button 
    tonum.clear() #  The first x page   Input box 
    tonum.send_keys(str(x)) #  Go to the second x page 
    jumpbtn.click() #  Click button 
    #  Grab 
    WebDriverWait(driver, 30).until(lambda driver: driver.find_element_by_id("pagebar").find_element_by_xpath("div[@class='pagebtns']/label[@value={0} and @class='cur']".format(x)) != None)
    doc = pq.PyQuery(driver.page_source).find("#jztable").find("tr")
    getItem(doc)
    lock.release()

#  Start grabbing functions 
def beginSpider():
  #  Initialize crawler 
  (driver, total_page) = initSpider()
  #  Create a lock 
  lock = Lock()
  r = range(1, int(total_page)+1)
  step = 10
  range_list = [r[x:x + step] for x in range(0, len(r), step)]  # Divide the page numbers 
  thread_list = []
  for r in range_list:
    t = Thread(target=getData, args=(r,driver,lock))
    thread_list.append(t)
    t.start()
  for t in thread_list:
    t.join() #  This step is needed , Wait for the thread to complete its execution 
  print(" Grab complete ")


def init(dates):
  #  Total fixed investment amount 
  sum_money = 0.0
  #  Total share 
  sum_share = 0.0
  price = 0.0
  wb = xlwt.Workbook()
  ws = wb.add_sheet(u' Fixed investment income ',cell_overwrite_ok=True)
  arr = [u" Fixed investment date " ,u" Net worth " , u" share " , u" Current total share " ,u" Amount invested " , u" Current profits ( element )" , u" Yield "]
  row = 0
  for index,col_name in enumerate(arr):
    ws.write(0,index,col_name)
  for date in dates:
    row += 1
    ws.write(row,0,str(date))
    price = get_price(date,data)
    ws.write(row,1,str(price))

    sum_money += 1000
    share = "%.2f" % (1000/float(price))
    ws.write(row,2,str(share))
    sum_share += float(share)
    ws.write(row,3,("%.2f" % sum_share))
    ws.write(row,4,str(int(sum_money)))
    cur_profit = "%.2f" % (float(price)*sum_share - sum_money)
    ws.write(row,5,str(cur_profit))
    cur_yield = "%.2f" % (float(cur_profit)*100/sum_money)
    ws.write(row,6,str(cur_yield)+"%")

  #  earnings 
  get_money = sum_share*float(price)-sum_money
  #  Save the results to excel in 
  path = os.getcwd() + "/dingtou.xls"
  wb.save(path)

  print(" Total fixed investment amount :","%.2f" % sum_money," element ")
  print(" Total share :","%.2f" % sum_share)
  print(" Current benefits :","%.2f" % get_money," element ")
  print(" Yield :","%.2f" %(get_money*100/sum_money) ,"%")
  print(" Annualized rate of return :","%.2f" %(get_money*100/sum_money/2.5),"%")

#  Compare time 
def compare_time(times):
  s_time = time.mktime(time.strptime(times,'%Y-%m-%d'))
  e_time = time.mktime(time.strptime(str(datetime.date.today()),'%Y-%m-%d'))
  return int(s_time) - int(e_time)

#  Format date 
def format_time(date):
  new_date = datetime.datetime.strptime(date,'%Y-%m-%d')
  tomorrow = new_date + datetime.timedelta(days=1)
  return str(tomorrow).strip('00:00:00').strip()

# Get the price of the trading time 
def get_price(start_day,data):
  #  If you can get the price , Continue to get the price of the next fixed investment day 
  if(start_day in data):
    price = data[start_day]
    print(" Fixed investment date :",start_day,' Net worth :',price)
    return price
  #  If you can't get the price , Explain that the day is not a trading day , Need to get the price of the next trading day 
  else:
    date = format_time(start_day)
    return get_price(date,data)

#  Get the next Friday 
def get_friday(start_day):
  next_friday = datetime.datetime.strptime(start_day,'%Y-%m-%d') + datetime.timedelta(days=14)
  return str(next_friday).strip('00:00:00').strip()

if __name__ == "__main__":
  beginSpider()  
  data = datalist
  print("data",data)
  start_day = "2018-01-05"
  #  Save the fixed investment date to dates in 
  dates = []
  while True:
    dates.append(start_day)
    start_day = get_friday(start_day)
    if(compare_time(start_day) >= 0):
      break

  init(dates)

I didn't follow the fixed casting record to make the fixed casting , But according to my own ideas , If you want to increase your position, increase your position , When you want to reduce your position, reduce your position .

Fall to 3000 Below the dot , My position is very heavy , The more you throw , The more you lose .

I was going to make a fixed investment , Beat inflation , It can even be annualized 10% Revenue , But at the end of the pitch, I just want to get my money back .

My actual situation , Take the media for example , Because I didn't increase my position at the low point , The cost is very high . If we stick to the fixed investment, it will be 19 year 3 In fact, it will be released in June , But my account has arrived 20 year 7 It was only after the big rise in October that it was released , And the table has already gained 18 A little bit .

I actually did 2 ten thousand , I sold it some time ago when I just returned to my hometown , Make a 1000 about ,2 Ten thousand yuan in two and a half years 1000, Annualized 2.x% Revenue .. It's better to buy bank financing .. I'm afraid all day .

Recently, I feel like God has given everyone a pie , I was left behind ..

After calculating by yourself , I know that fixed investment can really make money , But follow the rules , It's time for fixed investment , Whatever the net worth , Put money into it . Even if you look at yourself from profit 3000 Many turn into losses 3000 many , We should also unswervingly throw in .

The more you fall, the more you invest , Anti human operation . If you invest according to your own preferences , It is easy to be led by the market and become a leek chasing after the fall and killing the rise .

If you want to rush into the stock market now , Be prepared psychologically , Take investment as a way of financial management , Don't take it as a way to get rich overnight .

If you want to make more money, you have to take more risks , I hope you can sell the likes to the highest point in the bull market ~

Stick to fixed investment 3 year , How much money did I make ？