Service charge and time setting code sharing involved in crmeb withdrawal process

Some businesses use CRMEB In the process of operating e-commerce platform , It involves the payment of commission reward and cash withdrawal , When the membership is large and the number of commissions is large , If it is a manual payment , So much work , When it comes to human capital , If the platform looks for the bank to make payment in batches , The bank will also charge a handling fee , Some e-commerce merchants find banks to pay in batches , After a fixed EXCEL Submit the template to the bank , Some banks may charge a service fee of several yuan per transaction , Every day if there are hundreds of orders in time , Then the transfer cost of this piece is very high

Moreover, some users have no cash withdrawal threshold ,1 Yuan or 10 Yuan will initiate cash withdrawal to members , Then the cost is on the high side , The following content is the shared content and partial code of user withdrawal function for developing e-commerce system

How to deal with this problem ？
Yes CRMEB Develop a small function , Set the function of withdrawal service fee
1. The way 1： Set a handling charge of a few percent of each withdrawal .

2. The way 2： It can also be set to deduct a service charge of several yuan for each withdrawal platform

In addition, the e-commerce platform sometimes also wants to set the Commission withdrawal time , at present CRMEB There's nothing in the , Then it is required to set the withdrawal time period ,

For example, set the days of the week that can be raised ？ What time is the withdrawal time of that day ？ On the one hand, these designs can enable the financial department to centralize the disposal , It is also convenient to manage the withdrawal time uniformly , Centralized audit

In addition, if the system development has set up automatic cash withdrawal to account , Think about it based on platform technology , Cash withdrawal during working hours on weekdays is the best , In case the system presents bug Or other account disclosure problems , Cash withdrawals have been funded , The platform can't audit and trace .

therefore CRMEB It is required to set the function of withdrawal time
1. Withdrawal can be set on the days of each week , For example, week 1, Zhou 3 And so on.

2. The withdrawal period can be set , For example, in the morning 10:00 In the afternoon 5:00

When the user initiates withdrawal , There will be another problem , Some users initiate multiple withdrawals a day , This will also increase the workload of cash withdrawal
How to deal with the problem that the same user initiates multiple withdrawals every day ？
Be able to handle ： Develop the function of limiting the number of withdrawals per day , This limits the number of users per day

Here are some crmeb Commission fee for withdrawal , The program code of withdrawal time and withdrawal frequency

$hour = date(‘H’);
if($cashTime)
{
if(!in_array($hour, explode(‘,’, $cashTime)))
{
return app(‘json’)->fail($cashMsg ? $cashMsg: ‘ Not within the time allowed for withdrawal ’);
}
}

if( UserExtract::where(‘uid’, $user[‘uid’])->where(‘add_time’, ‘>=’, strtotime(date(‘Y-m-d’)))->count() >= $cashCount ){
return app(‘json’)->fail(‘ Only cash withdrawal is allowed every day ’ . $cashCount . ‘ Time ！’);
}
// Service Charge 
$store_fee = bcdiv(bcmul($data[‘money’],$store_fee_rate,2),100,2);

// Actual amount received 
$realMoney = bcsub($data[‘money’], $store_fee, 2);
$time = time();