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How much is the child's critical illness insurance coverage appropriate? Which product is better now
2022-06-12 01:01:00 【Koufu Q & A】
Take the answer 1:
To buy insurance is to buy the insured amount , The payment method of serious illness insurance belongs to the payment type , That is to pay a certain amount directly if the conditions are met . So the insured amount can't be too low , The general coverage should be 30 All start ,50 Wan is standard ;
Don't think 50 ten thousand 、100 Ten thousand tons , When things really come , Spend money like water . Relative to the number of claims , Guarantee time , The amount insured is the most important .
Recommend you a trump card children's serious illness insurance product , You can refer to : Hengqin life's flying elephant children's serious illness insurance
1、 The first 30 The maximum compensation for serious illness diagnosed before the anniversary of the policy 160%
2、20 Extra compensation for special diseases of children , Maximum compensable 280%
3、 in / Minor diseases have been compensated for many times , Cumulative maximum compensable 6 Time
4、 Optional malignant tumor - severe / Secondary compensation for serious illness , Double protection
5、 Optional serious illness allowance , Maximum payment 180 God
6、 It can be guaranteed for a fixed period / For life , The responsibility for death is flexible
Specialized in , There are many kinds of products on the market , Which one is the most suitable , It's different from person to person , You can also add my wechat directly , Help you analyze and screen the most suitable guarantee according to your actual situation 、
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