It's time for bank data people who are driven crazy by reporting requirements to give up using Excel for reporting

I have been doing data analysis in a bank for a few years, and I can't help but complain. This can be said to be the department with the least right to speak, but it is constantly dirty.In a bank, whoever makes more money is stronger and louder. The business department that makes more money basically raises the demand for business indicators today, and has to do a good job of analysis tomorrow.However, the response of scientific and technological personnel requires a process, and the natural response speed is slow.The data analyst, as the middleman, urged on both sides and was scolded on both sides.

Look at what a bank analyst does every day to see how messy it can be.

• The form filling template for the branch must be verified, otherwise the numbers filled in are varied.
• This report needs to pull data across several business systems. There is no way to make a report for the time being. Can you write a macro to integrate the data of several reports?

In these scenarios, there are many pain points for business data people, such as the management of historical data, the problem of counting multiple doors, the accuracy of manual reporting, the extraction of common requirements, and the connection of multiple data sources.However, most business data people are still accustomed to using Excel to process data. Although Excel is very powerful and can meet most needs, it is still powerless in the above pain points, and more often acts as a lightweight database and computing functions.

A friend who knows IT may say that writing two pieces of SQL in the database will solve the problem. This is true, but if the bank data person has the tools to solve the above problems, and support the addition, modification and deletion of data after the database, and data display, interactive analysis, visualization/mobile terminal large-screen display, and achieve office collaboration, then you will no longer need to be angered by business and technology departments, and it can also reduce the pressure of technology departments to respond to reports!And this is the reporting tool I want to talk about today FineReport, which is essentially a universalThe report making and data visualization tool is an open enterprise-level web reporting tool.

1. How to spend 1 hour to complete the reporting template, freeing up 10+ manpower in the data department while ensuring the accuracy of manual reporting?

If you are the data department of the head office, the form filling template for the branch must be verified, otherwise the numbers to be filled in are varied.

Filling is to enter data into the database for data collection in a fixed format, just like the email address, user name, and password you submit when you register the app, all of which will be stored in the database according to the format.A template is also required for filling in the report. An example of the template is as follows.

The report template consists of controls: text controls, numeric controls, password controls, single check boxes, web pages, files, etc.The control corresponds to the data field. With the filling template, the link of the filling template can be shared with the filling person, thereby collecting data, and allowing the user (the filling template developer) to implement additions, deletions and modifications to the database.And for the consideration of data quality and data security, you can also perform verification operations on the reported data, temporarily store the reported data, etc.

Second, how to open up multiple data sources and realize cross-business system data retrieval for reporting?

In a bank, the data of the same report usually comes from multiple different business systems, or even from multiple different heterogeneous databases, thus forming what we often call multi-source reports.In this regard, FineReport provides a heterogeneous data source model, which can perform multi-source data association, so that the data of the same report can come from multiple different tables in the same database, or multiple different databases.

Pre-process the data of various data sources that need to be used, and store it in the target database. The report only needs to connect the processed data.

3. How does the data department respond to the reporting requirements of the business department in a timely manner?

Here is an example. Taking Nantong Rural Commercial Bank as an example, its data and IT department developed three table data analysis pages (as shown below) with the help of FineReport to meet the regular needs of business departments.You can view the daily deposit and loan data of Nantong Rural Commercial Bank, the ratio of deposits and loans, the summary data of deposits and loans of each area, and the detailed data of deposits and loans of each sub-branch in real time, and set up associations between different levels, which can be directly penetrated and drilled.

Leaders can directly drill down to each area when they see that the ratio of deposits and loans is abnormal, find the sub-branch from the area, and directly locate the sub-branch in charge.Business changes are the biggest, and then business adjustments or personnel adjustments are made to help business departments and leaders gain insight into data trends in time to assist decision-making.

Summary

Although Excel is very powerful and can meet most needs, it is still unable to cope with the above pain points. More often, it acts as a lightweight database and computing function, and it needs to respond to the needs of the business department in time due to the large data processing volume of the bank and the need for timely response.In this context, the data department should find a suitable report/BI tool to replace Excel in time, free up the technology department's energy for report retrieval, and allow the data department to quickly support the data analysis needs of the business department.