Visitors push e-commerce express without tossing about personal payment codes

last year 11 month 26 Japan ,“ Wechat Alipay collection code cannot be used for business collection ” The news rushed to the microblog hot search , The source of the message is 2021 year 10 month 13 Japan , Published on the official website of the central bank 《 Notice of the people's Bank of China on strengthening the management of payment acceptance terminals and related businesses （ Silver hair 〔2021〕259 Number ）》.

The next 11 month 27 Japan , Some media and experts refuted the rumors about the news , Call the relevant statement “ Title party ”, It is a misreading of the notice of the central bank .

But market sentiment has been ignited . The day the message appears , The share price of the listed third-party payment companies in the market has also risen （300773） In early trading, the increase was more than 15%, Move the card (9923.HK) The intraday rise was once higher than 16%.

Messages spread rapidly through wechat groups and other channels , Other rumors have also emerged , such as 2 month 16 Japan , Micro-blog topic “ WeChat Alipay responds to tracing personal receipt code 4 Annual data ” Rush to hot search .

It is said that wechat 、 Alipay will trace the personal collection code data in the past four years , And pursue the payment of relevant taxes , WeChat 、 Alipay officials immediately refuted the rumor . Tencent customer service also added information about rumor Refutation in its recent reply .

The widespread spread of rumors has brought anxiety to small and micro businesses , Some organizations have found business opportunities , Many agencies that handle business licenses for companies have begun to promote their own businesses .

From the market feedback at that time , This provision is interpreted as guiding Alipay 、 Wechat payment changes the original mode , The positive will strengthen the role of digital RMB in the payment field , The bank took this opportunity to promote its aggregated collection code and digital RMB collection code , Recently, China Construction Bank 、 Agricultural bank of 、 Bank of Communications 、 Pudong Development Bank 、 Employees of Bank of Changsha and other banks , They all send messages in the circle of friends to push their own aggregate collection codes .

There are also lawless elements eyeing the vast number of small and micro businesses , To act as agent 、 Upgrade the collection code to defraud . Wechat payment in 2 month 22 Users are reminded in the official announcement on the th “ If relevant personnel come to promote , Beware of fraud ”.

From last year 10 Month so far , The Circular of the central bank has ripples , This led to several confrontations between rumor and rumor Refutation in the public opinion field , until 2 month 22 With the official announcement, the No . among , The China payment and clearing Association announced that , The current “ Personal collection code ” Don't shut down 、 Not deactivated 、 Function unchanged .

Wechat payment statement ,2022 year 3 month 1 After the day , Combined with the user's collection , Invitations will be sent successively through wechat collection assistant message notification and other means , Provide personal business collection code when the user is willing .

Alipay said ,2022 year 3 month 1 After the day , Alipay's personal payroll code can continue to be used. , Enjoy a range of existing services including free cash withdrawal ;3 month 1 The date of , The personal collection code of Alipay can be upgraded to the personal business collection code .