Is the e-commerce billing system important? How should the platform choose billing service providers?

Although it is easy to build an e-commerce business system , However, it is still difficult to form a closed-loop transaction between merchants and consumers , The most important thing is to solve the problem of payment sharing , Otherwise, even if the business volume is large , It is also difficult to achieve continuous compliance operation . Many people are curious about how important the e-commerce billing system is , How to choose a billing service provider ？ Today, I'd like to introduce .

The importance of e-commerce billing system is mainly reflected in the following aspects ：

One 、 Promote the compliance operation of the platform

The regulatory authorities prohibit Internet platforms without payment license and payment qualification from carrying out online payment business , It is forbidden to set up electronic accounts with financial attributes in its own name , Private settings do not have real transaction background 、 Capital pool not controlled by financial institutions . After accessing the e-commerce billing system provided by the billing service provider , By depositing funds in the supervision account of the central bank , The system realizes the whole process of automatic account distribution , So as to help the platform avoid “ Second Qing Dynasty ” risk , Achieve compliance operation .

Two 、 Improve the transaction management efficiency of the platform

No matter how large the business volume of the platform , If you still blindly carry out manual ledger accounting without introducing digital automatic ledger , Complex accounting management will eventually lead to low financial efficiency , Have to increase labor costs . After cooperating with the billing service provider , Establish a trading system with account as the core through the e-commerce account sharing system , Liberate financial hands , Help the platform optimize payment 、 Sub Ledger 、 Reconciliation 、 Financial efficiency such as liquidation , Say goodbye to the tedious transactional work , Greatly improve the efficiency of transaction management .

3、 ... and 、 Help the platform get more financial services

The e-commerce billing system matches the information flow with the capital flow , Precipitated a lot of real transaction data , The platform can get more financial services based on these real transaction backgrounds .

When the platform chooses to access the e-commerce Sub Ledger System , Xiaobian suggested that it would be better to cooperate with a professional billing service provider . Because the technical strength of banks and Payment institutions is relatively weak , Most of its account distribution products are not self-developed , Most of them are created in cooperation with external billing service providers , And the service capacity of banks and Payment institutions is limited , Generally, the account sharing module is only a small business , The whole service team is small , It is difficult to guarantee the follow-up technology and after-sales .

and MallBook And other professional billing service providers , Can provide strong technical support , On the one hand, the stability of the system is stronger , Make trading and capital security more secure , On the other hand , The huge after-sales team can ensure the docking efficiency of the system , Let the platform access the e-commerce billing system as soon as possible , Shorten docking cycle , Support the platform to carry out business better , And ensure service efficiency , Respond in time when the platform encounters problems , Solve problems effectively .

Sum up , The importance of e-commerce billing system must have been self-evident , Platform enterprises should try to choose compliant sub account service providers with good reputation in the industry , Connect to the system as soon as possible , Conduct overall control over transactions and accounts as soon as possible , Promote higher and faster business development .