Do you know the difference between mallbook ledger and bank ledger?

as everyone knows , Platform enterprises usually have accounting problems or compliance problems , You need help from the ledger system , To solve the business pain points , There are many ledger products on the market , There are both bank ledger systems and systems like MallBook Such a billing service provider , I believe many friends have questions , Why should the platform pass MallBook To access the bank ledger system , Can't the platform contact the bank for docking ？ Today I will explain for you .

One 、 Precise matching

Let's give you an example , Have you ever rented a house outside ？ If you want to rent now , You will choose to look for the landlord one by one , Or choose a reliable intermediary ？ I believe most people will choose the latter , Because this can make the housing agency match the most appropriate housing source for you according to your own housing needs , Save time and cost . Same thing ,MallBook As the connector of ledger sharing technology , Service Super 76 Industries , You can go deep into the actual business scenarios of the enterprise , Based on the functional characteristics of each bank , Provide enterprises with accurate account distribution product solutions , To match exactly .

Two 、 Access threshold

Generally speaking , Enterprises go directly to the bank , There will be a higher entry threshold , For example, the monthly trading capital must exceed 3000w To be admitted . in fact , This is impossible for many small and medium-sized enterprises . contrary , adopt MallBook, This restriction can be well broken ,MallBook At present, it has conducted in-depth cooperation with many banks , It can help customers optimize the entry threshold standards , Realize the rapid docking of bank account distribution .

3、 ... and 、 After-sales service

The after-sales service awareness and Internet product service thinking of traditional banks are relatively weak , Account sharing involves fund management , Once there is a problem with the platform , The response speed of banks lags behind , Unable to respond in time . This is very unfriendly to enterprises that are in the process of rapid development . And MallBook There is no such worry about cooperation , The after-sales team responded one-to-one , Can be realized 7*24 Hours of fast service .

After years of continuous development and accumulation ,MallBook Has reached an agreement with the postal savings bank of China 、 China Merchants Bank 、 Societe generale 、 Strategic cooperation with many mainstream banks including Fubon Huayi bank , It has also been the chief service provider of the financial account scenario application of the postal savings bank , China Merchants Bank financial technology innovation service provider , Outstanding supplier of Industrial Bank, etc . Through the joint creation of the Sub Ledger System with the bank , Help enterprises solve the transaction pain points in business , by To B The business provides customized electronic receipts , Promote business compliance development .

Sum up , Now you know MallBook The difference between the ledger and the bank ledger ！ As the first batch of enterprises in China to do the business of Sub Ledger System , In addition to a number of technical patents , He is also a member of the payment and clearing Association , It can effectively ensure the efficient docking and good operation of the follow-up system , Reduce subsequent operation and maintenance costs .