How to solve the three major problems of bank data collection, data supplementary recording and index management?

在我们日常工作生活中,Banking services essential,The usual savings,消费,投资,Capital flows are Banks to offer services.

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银行业,A large amount of data,用户量多,使用频率高,Heavily regulated, etc,The large and small branches,ATM机,Users fill out the form,每天都会产生大量的数据,We can say that the banking industry is a big industry data governance gene.

 

Banking also has been the vanguard of digital transformation,By national policies to promote,And its operation and management of the drive,Need to deal with a large amount of data and analysis.

In data management field in the bank,Need to focus on the bank data collection,数据补录,And index management3A part of the work,Small million details will show you.

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Bank data collection

首先第一个,Is the bank data collection problem.数据采集,是大数据的基石,没有数据,Subsequent data governance,Data analysis will be nonsense.

数据采集,是指从传感器和其它待测设备等模拟和数字被测单元中自动采集信息的过程.

For example, we the most common the camera in the city,Road detection of digital,Do video shooting microphone,Are a way of collecting data information.

For banking,数据量巨大,Data terminal more,Therefore the source of data collection problem,值得重点关注.

在数据采集方面,Banking mainly exist3个最常见的问题：

①Branches many,Its branches numerous,信息孤岛问题严重,难以管理

②Print and electronic information cross,All the big workload

③The data source integration complex,Banks have traditional data sourceATM机,电脑系统,常见OA软件,财务软件,HR软件等,Data integration management

 

In view of the banking sector complicated data collection,整理,Inputting problem,And need to solve the data island,Implement the data collection in total,We usually need professional system of data analysis tools.

In million they ChenABI产品举例,亿信ABISupport for multiple data sources to import,Included within the organizationOA,ERP,CRM,HR,文本文件,As well as the external social media,互联网数据.Not only supports data source,The usual data file,包括excle,txt,csv,dbFormat file can be imported million letterABI.

同时,Hundred million active layout believe they Chen "ecological construction,Actively promote its products and the mutual authentication letter,已经与达梦,华为,华宇,金山,飞腾,麒麟,东方通,360,All letters, and other products compatible adapter,Help user to break the data island,实现数据采集,录用,Sorting through all the closed-loop.

 

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Bank data collection

Data is the lifeblood of banking and finance,Lost data missing problem caused by the frequent loss events.A domestic bank before production center storage device failure,Led to the suspension of multiple core business system for a long time,Bank counters and other electronic channels receive great influence.

Before and after the Tokyo stock exchange for system failure,Not smooth switch,Lead to exchange shut down one day,Finally caused incalculable economic loss.

After scientific computing,In the data bank industry life as,每小时数据中心停机损失更是高达648万美元.

In order to prevent data loss caused significant losses,Data collection is an important means of backup.

 

在数据采集,输入的过程中,Often because of man-made input errors,误删数据,Or the objective cause,比如停电,机器损坏,系统bug等原因,Will lead to data entry is not timely,The situation of the data is incomplete,At this point the need for data collection,重新输入数据.

The banking industry data collection,常常有3A common pain points：

①Business data differentiation,Collection operation cumbersome.Because of the bank deposit,贷款,理财,保险,Rich product lines of business,When collection data,To distinguish between various business scenarios,Entry process is very complicated.

②Repetitive entry work,费时费力.数据误删,Data loss significantly,Need artificial repetitive entry

③人工输入数据.手动输入数据,人工检验,很容易出现错误,Imperceptible also

On bank finance common data collection problem,In the hundred million they ChenABIData analysis software to effectively solve.亿信ABIHave data backfill function,Solve the lack of data delete,Duplicate entry (such as problem.

亿信ABIThe function of data collection,Through the form,表单,Display a list of data,And the data are saved to the corresponding database table after operation,Prevent the important data to be deleted,数据丢失等情况,Is the escort visual data life financial banking！

Data collection application scenario for the,主要有3个：

①Each scenario data collection：比如活动,简历,测评,收款,问卷,提供完整解决方案,Help bank to collect the multifarious data.

②The data is incomplete,For collection：If the bank has been around the business data,Need to be modified and added some data for data analysis,亿信ABICan be convenient and quick input data,减少操作流程.

③The business segment data collection：In view of the bank business segment,包括存款,贷款,保险,理财等,亿信ABICan make the business data segment bulk import.

Million they birth data collection,有3种模式,Are respectively form,表单,列表的模式,Conform to the vast majority of the user's data entry application scenario,Ensure the safety of users of the data.

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Bank data index management

数据指标,Is the enterprise the core、最重要的数据资产.Banks exist a large number of initial data,But these without processing the initial data,Do not let business people,Management to quickly understand information,做出决策.

First of all, we know the first index definition：Index is a way to measure the business goal,Is used to describe the existing business or business tool to predict the future,Can give a person to judge.Such as bank deposit task this year is10One hundred million yuan index,我们看到数据,Can judge the deposits.

Some common data bank index,Including the deposit,lending,Per capita balance index,Deposit market share index,Deposit ratio index,Profitable assets ratio,Loan ShouXiLv,人均利润率等.

1、Common index management bank3大问题

In the daily management of the indicators in the bank's,主要存在3个典型的问题：

①指标重复开发

Bank branch number,网点众多,In different parts of the deposit,贷款,There are differences between the securities finance insurance business also,So bank branches in each region system will develop different data index.

Many data index,May have another technical personnel development,Due to the problems of information island comes,In the condition of the iterative development,浪费人力物力.

②指标口径不统一

Banking all over the country,In different parts of the business and data calculation method and the demand is not the same,可能ARegional demand for high quality customer is bank deposit20万,但是BRegional demand for high quality customer is50万,相同的指标,Show different meanings.

同样的指标名称,When technical personnel into the index library query,Find meaning is not the same.

③Index difficult to understand

The bank's business all over the country,Bank employees of different parts of the,Different cultural quality,语言沟通,理解能力不同,导致,Lead to index difficult to understand.

 

2、亿信ABIIndicators of data management function

Indicators data management in the bank,The need for professional index management system,以亿信ABIIndex management system can be synonymous management index,Solve the problem of repeated development;Bring your own indicators library functions,May at any time the query index meaning,Prevent users from unclear.

亿信华辰ABI指标管理,主要有4大特色：

①A variety of indicators data definition function

Million letter abandon the long and complicated index formula definition process and boring index definition method,Target management flat by playing with the drag-and-drop method of defining index,步骤简单、界面清晰明了,Business people easily manage.

②Convenient index modeling

After defining index set,The second step is the index modeling,亿信ABI指标管理系统,Support automatic modeling,Also support manual modeling.

③指标固化

无需进行任何ETLExtracting the data processing,Index curing adopted the operation mode of the interface,并具有详细的固化日志使用户全方位了解数据固化过程.

In order to prevent important indicators be edited,删减,Index management system supports incremental curing,Full amount of curing,Curing cycle,Manual curing a variety of ways,Ensure good valuable data index assets.

④Multi-function the application

Business people need to learn instantly get started,亿信ABI内置近30Kinds of chart can meet the demand of users of various analysis show;此外：智能图表推荐、钻取联动,筛选过滤、预警推送、查看明细表、The results Shared functions can meet the demand of users of all kinds of analysis mining.

 

 

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亿信ABI管理平台

亿信ABI,是亿信华辰历经16In originality of localizationBI工具,Set the data source adapter,Data integration and process,指标管理,数据分析,Mining andAIApplication of core function in the integration of one-stop data analysis platform,To meet the needs of all kinds of complex analysis.

在数据采集方面,亿信华辰ABISupport through various middleware,The data source and related operating system,Help organize manage all data collected by.

In the aspect of data collection,亿信ABISupport data analysis provided a systematic,In report data set backfill report,进行分析时,Can be fast calculation data,And the missing data collection,To prevent data loss,遗漏的情况.

In data index management,亿信ABIIndex management functions,Support automatic identification index dimension,Import the data without any processing,Automatic correlation system dimensions,方便快捷.At the same time allow personnel binding,Automatic identification field type,包括：字符串,整型,浮点型,日期型. 

Dimension index can switch freely at any time,A key switch the dimensions into index,Can also be a key indicator switch into dimensions,方便快捷.指标管理.

Simply drag the dimensions and indicators,Can real-time generate the corresponding analysis result,And provide a variety of data processing methods,Such as index between computation,预警,排序,统计图,Mathematical statistics and so on,To help users to do data analysis.

In the fierce market environment,Management through the index data graphics grasps the business management,Efficient fast instructions in,Improve the efficiency of organization operation,Market competitiveness to create greater enterprise.

Million they Calvin's agriculture data field16年,凭借丰富的技术经验推出的指标管理平台可以切实解决用户实际需求,Truly open enterprise data index,Ground data management.The construction of index management,Play index value,Starting from the select billion they birth.