How about compound interest insurance and financial products? Can I buy it?

How about the insurance and financial products with compound interest ？ Can I buy ？

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Take the answer 1：

Hello! ,

Insurance compound interest means that the insurance will directly record the interest brought by the user into the capital of the next stage . Because insurance is a long-term investment . So insurance also plays a big role , Is to use compound interest to balance inflation .

Compound interest on insurance , To get a good profit , So it must and must be owned for a long time . Because over time , The user's cost will gradually increase . Annuity insurance can be used as a kind of insurance for future compound interest growth . Annuity insurance has capital security , The characteristic of steady appreciation , But it cannot be used as a tool for short-term profits , It's a kind of insurance for long-term planning , How to correctly master the functions and how to obtain the rights and interests of users is very important . This article is mainly about the knowledge about whether insurance compound interest products can be bought , The content is for reference only .

If necessary, you can add my wechat , I will use the most professional knowledge to help you choose the right insurance , Don't step on a hole ！

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Take the answer 2：

You can buy , Capital can realize secondary appreciation . The compound interest of insurance financing refers to the type of insurance with floating income , Such as the combination of annual insurance and universal insurance , It is quite common in the annuity insurance that has made a good start in insurance companies , The main insurance is short and medium-term financial insurance , With a universal account , The refunded money will enter the universal account to realize compound interest appreciation .
Explain with a simple example , China Life Xinyu Jinsheng , branch 3 Annual payment , Every year, 10 ten thousand ,30 Year old male insurance 8 year , On the premise that the main insurance Survival Fund is not received ,20 If the annual total rate of return is calculated in the medium range, there are 58 More than ten thousand , Basically double . For those requiring wealth management and allocation , The compound interest of insurance financing is worth it .

In principle, , We are not recommended to buy insurance at will , Insurance has certain particularity , The insurance applicable to everyone in every family is different , It is recommended to choose to buy insurance after detailed consultation ！ If necessary, you can add my wechat , I will use the most professional knowledge to help you choose the right insurance , Don't step on a hole ！

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