当前位置:网站首页>Lingyun going to sea | Murong Technology & Huawei cloud: creating a model of financial SaaS solutions in Africa
Lingyun going to sea | Murong Technology & Huawei cloud: creating a model of financial SaaS solutions in Africa
2022-07-04 20:16:00 【Hua Weiyun】
From the birth of mobile payment , To the mobile wallet 、 Internet banking is becoming more and more popular , Digital technology has been deeply affecting the financial industry . Now , The digital wave is sweeping the world , The digital transformation trend of the financial industry is irreversible . that , How to empower financial customer numbers Transformation ? Regarding this , Murong technology has something to say .
Murong Technology , One of the world's leading Digital finance IT Solution provider , Focus on commercial banks 、 Non bank financial institutions and other industries provide financial products IT Solution . Up to now , Murong technology business has covered the world 4 A continent , Including Asia 、 The European 、 America and Africa , Over the world 8 Million users use the products or solutions implemented by Murong Technology .
Throughout the development of Murong Technology , It can be summed up in one sentence : Clear 、 Clear development direction and enterprise positioning .
Firmly take commercial banks as the core
Murong technology was founded in 2013 year , At that time, China's mobile communication system and financial industry had undergone drastic changes . One side , The Ministry of industry and information technology officially issued to the three major operators 4G License plate , It marks China's entry into 4G Time . Financial institutions can transfer data faster 、 Higher quality 4G The network provides users with more convenient financial services ; On the other hand , Competition in the financial industry is intensifying , Driven by multiple parties , The traditional financial industry urgently needs digital transformation and upgrading .
In the era of drastic changes , Opportunities and challenges coexist , How to choose is crucial . There are many sub sectors in the financial industry , Murong technology firmly chose Take commercial banks as the core , Provide financial enterprises with IT Products and solutions Development direction .
For commercial banks , Murong technology creates a digital bank 、 Payment settlement 、 Super Wallet 、 Intelligent marketing as the core 4 Solutions , Provide customers with one-stop digital financial product solutions , Effectively adapt to various digital financial business scenarios . Take the digital banking system as an example , Murong technology has built an omni channel mobile platform 、 The whole product is intelligent 、 Full operational digitalization 、 Ecological openness ,“ One core and four modernizations ” New digital financial system .
Become a global enterprise
In addition to choosing the right direction , The rapid expansion of Murong technology also benefits from its positioning : Committed to becoming a global enterprise . For the globalization strategy , Chenyinggang, founder of Murong technology, introduced :“ Murong technology has a clear overseas strategy , The African market is the company's choice of strategy .”
Why Africa ? nearly 13 Africa with a population of billion , It is called the last in the world “ Billion blue ocean market ”, Full of opportunities and challenges , Especially finance 、 E-commerce and other fields . In the financial industry , Due to the high service charge for banking business , More than two-thirds of people in many African countries do not have bank cards , So mobile payment 、 Inclusive financial services such as mobile wallet have become an important choice for people .
It is so , Murong technology chooses Nigeria 、 Kenya 、 South Africa is centered on three major African countries , It radiates to dozens of surrounding countries and regions , Provide local payment and settlement 、 Digital Banking 、 Digital financial solutions such as super wallet .
Now , Africa has become the continent with the largest contribution to the revenue of Murong technology besides the mainland .
Keep exploring , Initiative innovation
As the digitalization of the financial industry continues to deepen , The omni channel of digital finance of commercial banks 、 The whole scene 、 Full intelligence also needs to be further sublimated . In the whole process of enterprise development , Murong technology has always attached great importance to the changes in the market environment and adhered to the attitude of continuous exploration , Based on the industrial embrace scenario , Active innovation and application of innovative products and solutions 、 Use .
Post epidemic Era , Based on distributed 、 The digital financial solution of the microservice architecture system has become the mainstream choice of global financial institutions . To meet the needs of industry development , Murong technology has chosen to cooperate deeply with Huawei cloud , structure End to end business SaaS Solution . Based on the underlying capabilities of Huawei cloud , Use Huawei cloud microservice distributed technology , Realize the access layer of the online trading system 、 High availability of service layer and data layer 、 High concurrency and scalability . meanwhile , Microservice architecture makes the system agile , Be able to quickly deliver new business requirements .
Join hands with Huawei cloud , Empowering customers with value
《2021 Chinese Finance SaaS Industry Research Report 》 Show ,2025 In, the sales and market of China's financial industry SaaS Demand is expected to exceed 200 One hundred million yuan , Financial industry SaaS The application will become the development demand of the digital transformation of the financial industry . Huawei Murong SaaS The solution is through Online Omni channel business 、 Open service ecology 、 Intelligent business operation Three levels , Establish a set of Digital Banking service system that can be quickly integrated with scenarios , Empowering customers with value .
In Africa, , Murong technology and Huawei have established model practice cases —— Kenya NCBA Digital Banking core system . before ,NCBA The bank is faced with the problem that the current network performance cannot cope with the impact of mobile traffic 、 Insufficient system adaptability 、 System disconnection 、 Slow response affects the user experience and other multiple problems , The demand for digital transformation is very urgent . around NCBA The demand of the bank , Murong technology cooperates with Huawei cloud , To build the NCBA The new generation of Digital Banking Core System of the bank , This is the first bank core system built with distributed architecture in Kenya , Will effectively support NCBA The business development of the bank in the next ten years .
in general , Huawei Murong SaaS The solution can bring customers four changes and improvements :
• Inclusive finance :E-KYC Support graded customer certification ; Based on mobile wallet , No cash transactions ; Based on wallet account , No physical card ; Digital operation ;
• Accurate customer acquisition : Precision marketing based on data analysis significantly reduces customer acquisition costs ; The open platform can get huge customer traffic from the ecosystem ;
• Agile intelligence : Significantly reduce the TTM; Rapid integration with new partners , Build a digital financial ecosystem ;360 Customer view , Provide customers with a unified growth plan and consistent experience .
• High tech support : Significantly reduce the cost of customer software and hardware ; Significantly improve the system carrying capacity ; Distributed and microservice design supports easy parameterization and configuration of new products .
Chenyinggang, founder of Murong technology, said :“ Murong technology will continue to work with Huawei cloud , Continue to bring the most advanced product solutions for digital finance to Africa , Let the general public in Africa feel the progress of financial technology , Enjoy digital finance for production 、 The convenience of life , For hundreds of millions of people who can not enjoy financial services, add the color of Finance .”
at present , Huawei cloud has 27 Regions 、65 Available partitions 、2800 individual CDN node , Provide 220+ Cloud services and 210+ Solution , And 6000+ Partner application cooperation , service 170 Thousands of customers from countries and regions , Contribute to the global digital transformation .
边栏推荐
- Mysql database basic operation -ddl | dark horse programmer
- socket编程demo二
- BCG 使用之CBCGPTabWnd控件(相当于MFC TabControl)
- Data set division
- 黑马程序员-软件测试--07阶段2-linux和数据库-09-24-linux命令学习步骤,通配符,绝对路径,相对路径,文件和目录常用命令,文件内容相关操作,查看日志文件,ping命令使用,
- Informatics Olympiad 1336: [example 3-1] find roots and children
- Offset function and windowing function
- 2022 Health Exhibition, health exhibition, Beijing Great Health Exhibition and health industry exhibition were held in November
- 西门子HMI下载时提示缺少面板映像解决方案
- 软件客户端数字签名一定要申请代码签名证书吗?
猜你喜欢
做社交媒体营销应该注意些什么?Shopline卖家的成功秘笈在这里!
JVM系列之对象的创建
Abc229 summary (connected component count of the longest continuous character graph in the interval)
Dark horse programmer - software testing - 09 stage 2-linux and database -31-43 instructions issued by modifying the file permission letter, - find the link to modify the file, find the file command,
实战模拟│JWT 登录认证
TCP waves twice, have you seen it? What about four handshakes?
Write it down once Net analysis of thread burst height of an industrial control data acquisition platform
Pytoch learning (4)
Niuke Xiaobai month race 7 who is the divine Archer
多表操作-外连接查询
随机推荐
Dark horse programmer - software testing - stage 08 2-linux and database-23-30-process port related, modify file permissions, obtain port number information, program and process related operations, Li
Employment prospects of neural network Internet of things application technology [welcome to add]
Template_ Large integer subtraction_ Regardless of size
如何让你的小游戏适配不同尺寸的手机屏幕
Niuke Xiaobai month race 7 F question
【毕业季】绿蚁新醅酒,红泥小火炉。晚来天欲雪,能饮一杯无?
[problem] Druid reports exception SQL injection violation, part always true condition not allow solution
What should we pay attention to when doing social media marketing? Here is the success secret of shopline sellers!
Kotlin cycle control
Employment prospects and current situation of Internet of things application technology
Matrix flip (array simulation)
凌云出海记 | 文华在线&华为云:打造非洲智慧教学新方案
Kotlin condition control
Kotlin basic data type
Online data migration scheme encountered in the project 1 - general idea sorting and technical sorting
HDU 1097 A hard puzzle
Actual combat simulation │ JWT login authentication
紫光展锐完成全球首个 5G R17 IoT NTN 卫星物联网上星实测
Find the nth power of 2
Socket programming demo II