Fudian bank completes the digital upgrade ｜ oceanbase database helps to layout the distributed architecture of the middle office

In recent days, , Fudian Bank Co., Ltd （ hereinafter referred to as “ Fudian bank ”） Announced the preliminary results of digital upgrading in the first quarter of this year , Among them, the performance of mobile banking business is gratifying ： First quarter , Fudian bank new edition APP Activity period , User access 322 Ten thousand times , Participate in activities 186 Ten thousand times . Equity 、 Points and other marketing systems will raise the transaction orders of mobile banking life sector to millions in a short time , Effectively drive the growth and activity of users . So far , The number of new mobile banking users increased year on year 305%,MAU Year-on-year growth 52%.

Mobile banking is a digital upgrading project of Fudian bank “ Dian Feng plan ” One of the important projects in , On 2022 year 1 month 16 Day of launch .

“ Dian Feng plan ” The domestic distributed database is introduced OceanBase And Alibaba cloud Apsaras platform , Replace some key systems and businesses with a new generation of distributed technology architecture . among , Domestic distributed database OceanBase Supporting its e-banking 、 Operation platform 、 Smart credit 、 Risk control platform and other core business scenarios , It is the core database component of the data center in this digital transformation .

Fudian bank also announced the overall results of digital transformation ： The new generation of underlying architecture system can meet the peak trading volume per minute 50 Ten thousand brush , Increased trading volume per minute 80 times , The average processing time of core transactions is less than 200 millisecond , The response time of a single transaction is shorter than before 2 More than times . for example , What you get before you deal with user portraits is T+1 The data of , Now you can perform analysis as soon as you put it into storage , Business responsiveness is greatly improved .

The brand of Fudian bank was founded in 1912 year , It is a time-honored bank brand with a history of 100 years , As the only provincial city commercial bank in Yunnan Province , Has won “ 2019 China's banking industry 100 strong ”. In recent years , Fudian bank is integrated into “ Digital Yunnan ” Building , Scale through digital transformation 、 quality 、 Benefit and high-quality development in all directions . according to the understanding of ,2021 year 5 month , Fudian bank officially launched this round of digital upgrading project —“ Dian Feng plan ”.

The core of the digital upgrade of Fudian bank is to build a set of “ Sensitive state ” The middle stage of the feature . Business Center 、 Data center 、 The three technology platforms are crucial in this digital upgrade . Fudian bank chose the domestic distributed database OceanBase As the core database component of the data center .

OceanBase The database helps the Zhongtai of Fudian bank Achieved several major experiences ：

First , Realize multiple copies in the project + Multi- Paxos High efficiency and reliability of distributed protocols , Ensure that each data node has its own SQL Engine and storage engine , Independently manage the data partitions carried by each , All servers are readable and writable .

secondly ,OceanBase Support online capacity expansion and contraction , Efficient linear shrinkage of performance . When the cluster performance is found to be insufficient , The internal system will automatically balance the data , Let the banking business realize the linear improvement of performance without perception .“ Yunnan peak cloud ” Support efficient resource delivery services , virtual machine 、 Storage 、 database 、 The delivery efficiency of basic resources such as network security policies is on average 30 Done in minutes , Compared with non cloud environment, the efficiency is improved by about 5 More than times .

meanwhile ,OceanBase The cluster supports multi tenant architecture , Tenants can be isolated easily . Different businesses have different resource consumption , Achieve the best allocation of resources . And quasi memory database LSM-Tree Storage , Incremental data can be calculated in memory , Greatly improve the overall response speed , The built-in compression algorithm further reduces the storage consumption .

Thanks to the digital upgrade of the large and medium-sized business , In the first quarter of this year, Fudian bank 12% The interest income comes from the digital credit business . Since the second quarter , A variety of fully autonomous risk control digital credit products will be launched in succession , It is expected that the digital credit business will be beneficial to 2022 The annual profit contribution of the bank will continue to increase .（ author ： Liugaobing 、 Wu Qiong 、 Li Dandan 、 Duanfujun ）