Mobile payment online and offline payment scenarios

Mobile payment can be divided into online and offline payment, and both online and offline can be divided into payment methods such as scanning code, credit card, and official account.Take a look at various payment application scenarios today

One, official account payment

When a user opens a web page in WeChat through a message or scans a QR code, he or she can call the official account to pay to complete the order and purchase process.Including official account mall, WeChat Moments, offline store fixed QR code and other application payment scenarios

Second, scan code payment (Native payment)

The user opens the WeChat/Alipay client, scans the QR code of the order generated by the merchant on the website or the cashier system,

Three, fixed QR code scan code payment

With the fixed QR code (receipt code) generated by the system, consumers can pay by scanning the QR code (Wechat Alipay is also supported).

Four, JSAPI payment

JSAPI payment means that the merchant invokes the WeChat payment module in the payment scene to complete the collection by calling the JSAPI interface provided by WeChat payment

Offline places: call the interface to generate a QR code, and the user scans the QR code and opens the page in the WeChat browser to complete the payment

Official account scenario: The user enters the merchant's official account in the WeChat public account, opens a home page, and completes the payment

PC website scenario: display the QR code on the website, the user scans the QR code and opens the page in the WeChat browser to complete the payment

V. Credit card payment (payment with payment code)

The user opens the WeChat client and selects payment->payment to the merchant.The merchant scans the payment code dynamically generated by the user through the code scanning device to complete the user's card payment.Credit card payment mainly includes offline payment scenarios such as catering and retail

Six, APP payment

In their own mobile APP, merchants can integrate APP SDK to support the application to jump to WeChat/Alipay client to complete payment.APP payment scenarios mainly include applications such as online games or video live broadcasts.

Seven, H5 payment

When users access merchant services through mobile browsers other than WeChat/Alipay, they can call H5 payment to complete the order and purchase process.It mainly includes payment scenarios such as online H5 mall and H5 games.

Eighth, Mini Program Payment

The user selects the product in the applet to place an order and confirms the purchase, then enters the payment link, and the user clicks to confirm the payment.Small program payment cannot be paid by scanning code, bar code, sound wave payment, etc. in the applet, and can only evoke the cashier to pay.