First batch selected! Tencent security tianyufeng control has obtained the business security capability certification of the ICT Institute

In recent days, , Sponsored by China information and Communication Research Institute “2022 The first business and application security development forum ” Held in Beijing . At the meeting , The Chinese Academy of communications and communications announced 2022 Trusted security assessment results , Tencent security privacy protection decision system “ Credit version ” and “ Transaction anti fraud version ” Both were selected , Become the first batch to pass the China Academy of communications “ Business security capability requirements ” Certified products .

Receive visitors + Integration of risk control

Escort the steady development of credit business

For a long time , The financial industry is based on serving the real economy , It is the key force to promote the development of digital economy . With the deepening of the digital transformation of the financial industry , Big retail + Digitalization has become a significant feature of the deepening development of financial institutions in the future . Financial institutions are using artificial intelligence 、 While big data and other new generation information technologies promote the process of digital transformation , It will also face some security problems in the process of boundary expansion .

Especially in the financial industry, the credit business is expanding , In the face of the rapid changes in the external market and the rigid requirements of the bank's internal stable operation , The decision-making mechanisms of emerging Internet digital services and traditional credit services need to be deeply integrated .

In this context , Tencent security encapsulates customer acquisition and risk control capabilities , Made a set of “ Receive visitors + Risk control ” Integrated retail credit solutions , Focus on the credit business scenario , For pre loan 、 In credit 、 Requirements for risk assessment in the post loan scenario , Combining face recognition 、 Identity Authentication 、 Fraud identification and other technologies and schemes , Risk control of retail credit , It mainly covers feature management 、 Policy configuration 、 List management 、 Release management 、 Test management 、 Real time decision making 、 Decision result output and other functions . meanwhile , Tencent security also has a large number of industry experts , It can help financial institutions plan top-level businesses , Provide financial level business security support .

Take a city commercial bank as an example , Due to the single customer channel , Lack of digital platform , Tencent security helped the bank build a digital platform for retail credit 、 Big data risk control system and advanced channel customer acquisition system , And combined with Tencent's internal experts to jointly operate , The bank has accumulated users since its launch 170 ten thousand , The number of transactions 40 ten thousand , And already 150 Billion balance .

at present , This scheme has been applied in the Bank of China 、 China Everbright Bank 、 China Minsheng Bank 、 Huaxia bank 、 Jilin Rural Credit 、 Jining bank 、 Bank of Qingdao and other banks have successfully landed , It has served hundreds of millions of users , Escort hundreds of billions of credit funds .

Focus on transaction risk control

Help improve the quality and efficiency of enterprise fraud management

In the era of digital economy , Industrial digitalization and digital industrialization are constantly deepening and evolving , The types and scenarios of business security risks are becoming more and more complex , The anti fraud work in the financial market is also more difficult .

meanwhile ,《 Data security law 》 and 《 Personal information protection law 》 The promulgation of also put forward higher requirements for the anti fraud work of financial institutions . Financial science and technology development plan 2.0 It is highlighted in , We should promote the orderly sharing and comprehensive application of data on the premise of ensuring security and privacy , Fully activate the potential of data elements , Effectively improve the quality and efficiency of financial services .

So , Tencent security is based on long-term accumulated experience in service output of financial service infrastructure , Integrated a set of transaction anti fraud solutions , By sorting out the key information in the transaction process , Provide perception from risk 、 distinguish 、 The risk control capability of the full trading link released by the decision , Combine the global device fingerprint 、 Terminal risk control engine 、 User digital identity 、 Technology such as risk intelligence core , Build a complete closed loop of risk prevention and control , It can provide customers with millisecond level real-time risk control decision-making ability , Meet the corresponding requirements of financial institutions for transaction anti fraud , Provide more perfect business management and business analysis services for retail financial business .

In the practice of cooperating with a state-owned bank , This solution will eventually help the bank build a pre event 、 In the matter 、 Post event multi-dimensional risk model , Cumulative monitoring of high-risk transactions 31.9 Billion pen , Block suspicious transaction amount 118.27 One hundred million yuan .

It is worth mentioning that , In addition to federal Learning Technology , Tencent security self-developed SKAnets Small sample learning method , It can help financial institutions quickly grasp the learning tasks and the characteristics of new fraud patterns in the risk iteration period , Build new model samples even if the samples are very limited , Effectively help financial institutions identify fraud , Quantify risk .

Li Chao, an expert on Tencent security financial risk control, said , Risk control is not only the ballast of financial institutions , It is also the engine of financial institutions . This time, we received the recognition of the China Academy of communications technology on the security capability requirements of Tencent's security business , It further strengthened Tencent's determination to safeguard the safety and beauty of digitalization .

future , Tencent security will rely on 20 Years of safety protection experience , Continue to build consultation covering scenes 、 Solution 、 Risk control services 、 Risk control system and other multi-dimensional product matrix , Build a leading privacy computing decision-making system , Escort the digital transformation of all walks of life .