Aggregate payment meets the needs of various industries to access a variety of payment channels

The essence of commerce is the exchange and circulation of goods and services , Human business behavior is information flow + logistics + The process of exchange and circulation of capital flow . The Internet has a far-reaching impact on modern business , But the core is still based on the above three exchange and circulation modes . Who can significantly improve the efficiency of all links , Who is likely to be a giant .

Services around capital flow , In addition to traditional financial institutions , Alipay was born. 、 TenPay ( Wechat payment )、 UnionPay 、Visa、MasterCard、PayPal And other giant payment service enterprises .

The exchange and circulation of capital flow is payment service , Payment is the closed loop of business behavior . In terms of the payment service itself , Not a lucrative business . The vision of payment giants , More lies in the imagination of payment scenarios and related follow-up businesses . Payment is the exchange and circulation of capital flow and information flow , Both financial and data attributes .

modern society , The general trend of electronic payment . The domestic electronic payment market is mainly composed of offline acquiring 、 Internet payment 、 Mobile payment 3 Most of them consist of . In the past two years , Domestic electronic payment market trend , Yes 3 Characteristics ：

1. The growth rate of Internet payment market tends to be flat , Market share remained stable ;

2. The market share of offline acquiring is gradually shrinking , Replaced by mobile payment ;

3. The scale of mobile payment market will continue to maintain explosive growth , There will be more participants in the market .

Mobile payment breaks the clear boundary between online and offline , And will further get rid of time 、 The bondage of space , Become the main force of the electronic payment market .

Payment is the fund settlement behavior in the scenario , For mobile application developers , Especially small and medium-sized enterprises , When introducing payment function and later maintenance , The pain points , It's not a simple relationship with level , It's a multiplication .

For the pain point of strong demand for mobile payment , Naturally, corresponding solutions will be born . To solve the above pain points , The following functions need to be implemented ：

1. Payment channel aggregation services , Efficient satisfaction “ One point access to multiple payment channels “ The needs of ;

2. Cover the mainstream mobile platform ;

3. Cover mainstream payment scenarios ;

4. Integrate and analyze payment data ;

5. Product fast iterations , To adapt to the rapid development and change of payment demand .

Changlian —— Jutai payment is born from time to time , It aims to develop a service aggregation payment system for various industries , It mainly serves the Internet and mobile Internet , Involving supermarkets 、 Shang Chao 、 game 、 dating 、 Online retailers 、 tourism 、 Catering and other industries provide comprehensive payment marketing services for mobile applications .